Real Estate Investing in Wellsville, New York (14895)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14895 (Wellsville, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.2% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wellsville, NY (14895)?
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Market Analysis: 14895 Wellsville
The 14895 ZIP covers a section of Wellsville that demands careful diligence. Prices near $129K look accessible, but the work to make a deal cash flow is real.
The investment case in 14895 is notable only for operators who understand what they are buying. A $129K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Statewide comparisons place 14895 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 14895 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 14895 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Wellsville:
Property Strategy for 14895
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $95,122 | $970 | 7.3% | +9.2% | $47,561 |
| 3BR | $123,228 | $1,240 | 7.2% | +9.4% | $41,076 |
| 4BR | $135,582 | $1,460 | 7.8% | +8.6% | $33,895 |
| 5BR | $159,934 | — | — | +9.4% | $31,987 |
Market Trends
Home Value History (with trend line)
📊 How Does 14895 Compare?
| Metric | 14895 | Wellsville | New York |
|---|---|---|---|
| Home Value | $128,775 | $128,775 | $505,608 |
| 5-Year CAGR | 7.4% | 7.4% | 6.6% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 5.3% | 5.3% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14895 (Wellsville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $128,775 |
| Monthly Rent | $873 |
| Price-to-Rent | 12.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.1% |
| Cap Rate | 5.3% |
| 5-Year IRR | 12.7% |
📈 Home Appreciation
| 1-Year | +11.9% ▲ |
| 3-Year CAGR | +8.0% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14895
Population: 9,117
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14895
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What do landlords charge for rent in Wellsville, NY?
Wellsville, NY rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $129K acquisition costs.
How much should I expect to pay for a home in Wellsville, NY?
Homes in Wellsville, NY typically sell near $129K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.
What is the typical vacancy rate in Wellsville, NY?
Vacancy in Wellsville, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $873/mo.
Is Wellsville, NY landlord-friendly?
Wellsville, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
Is real estate in Wellsville, NY a good investment right now?
The 3.0/5 investability rating in Wellsville, NY reflects its $129K prices and $873/mo rents. Investors generally consider it a solid option within NY.
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