Real Estate Investing in Rochester, New York (14621)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14621 (Rochester, NY)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 13.0% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Elevated poverty: 28.5% poverty rate — can affect rent collection.
- Lower household income: $32,713 median — tenant affordability is tighter.
What’s happening in Rochester, NY (14621)?
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Market Analysis: 14621 Rochester
Homes in the 14621 ZIP trade near $115K, a discount that has historically rewarded investors willing to renovate. Rent comps near $1,314/mo support the pro forma.
The an appealing option for angle here is forced equity, not market equity. ZIP 14621 rewards investors who can execute on scope, timeline, and tenant turnover.
The a solid fit for piece of regional context is that nearby ZIPs with newer stock and higher basis have priced out of the value-add game. 14621 has not.
Residents in 14621 skew younger than the county average, and that matters for rehab positioning. Younger renters respond to finishes, appliances, and in-unit laundry in ways that move rent.
Experienced operators with contractor networks find 14621 worth a close look for. First-time flippers often underestimate scope, budget, and timeline, which is how deals here turn sour.
Here's what matters if you're considering buying a home in Rochester:
Property Strategy for 14621
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $107,587 | $1,430 | 9.6% | +10.8% | $53,793 |
| 3BR | $115,413 | $1,720 | 10.7% | +7.8% | $38,471 |
| 4BR | $101,388 | $1,890 | 13.4% | +6.9% | $25,347 |
| 5BR | $92,997 | — | — | +7.4% | $18,599 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14621 Compare?
| Metric | 14621 | Rochester | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $114,631 | $98,952 | N/A | $505,608 |
| 5-Year CAGR | 4.2% | 7.0% | N/A | 6.6% |
| Avg Rent | $1,314 | $1,517 | N/A | - |
| Cap Rate | 8.9% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14621 (Rochester, NY). Anonymous, moderated, never written by AI.
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Property managers serving Monroe County
Manage rentals here? List your business →Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website
Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $114,631 |
| Monthly Rent | $1,314 |
| Price-to-Rent | 7.3:1 |
| 1% Rule | ✓ Passes |
💰 Return Metrics
| Gross Yield | 13.8% |
| Cap Rate | 8.9% |
| 5-Year IRR | 13.1% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | +8.6% ▲ |
| 5-Year CAGR | +4.2% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | +10.0% ▲ |
| 3-Year CAGR | +9.8% ▲ |
| 5-Year CAGR | N/A |
The estimated cap rate (8.9%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14621
Population: 33,349
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14621
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
DAKE JUNIOR HIGH SCHOOL
EAST IRONDEQUOIT MIDDLE SCHOOL
EAST LOWER SCHOOL
EAST UPPER HIGH SCHOOL
HELENDALE ROAD PRIMARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,149 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the best play in Rochester, NY?
In Rochester, NY the robust play is typically value-add and BRRRR deals. The combination of $115K prices and $1,314/mo rents suits that approach.
Is Rochester, NY a 1% rule market?
With $1,314/mo rents against $115K home prices, Rochester, NY produces a 1.15% ratio. That is reasonable proximity to the 1% threshold.
Is Rochester, NY a good market for FHA house hackers?
House hacking in Rochester, NY is reasonable to execute. Prices around $115K and rents of $1,314/mo solid owner-occupant economics.
Does Rochester, NY make sense for an investment property?
Rochester, NY rates 5.0/5 for investability. With median values at $115K and rents near $1,314/mo, the market offers reasonable fundamentals for rental investors.
Can investors BRRRR in Rochester, NY?
BRRRR viability in Rochester, NY is a strong. Disciplined acquisition and rehab can hit the 75% LTV refinance target at market comps.
You know 14621 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14621 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14621 ranks in Rochester, NY
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