Real Estate Investing in Rochester, New York (14617)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe County • Population: 21,287 • Data updated: September 2026

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Should you buy in 14617 (Rochester, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (85/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Rochester, NY (14617)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $271,877
Avg Monthly Rent $1,450
1% Rule ✗ Does Not Meet
Median Income $82,015
% Renters 15.8%

Market Analysis: 14617 Rochester

The 14617 ZIP in Rochester, NY is a local-operator market. Outside capital chasing a $272K entry has to pair deep knowledge with the discount.

On the rental side, the numbers look inviting — $272K purchase price, 0.0% nominal cap — the work to hit that pro forma in 14617 is substantial and deserves full respect.

Statewide comparisons place 14617 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 14617 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 14617 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rochester:

B+ Great
Buy Confidence Score: 79/100
Affordability
20/25
Appreciation
25/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+9.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,450/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data
🏠

Property Strategy for 14617

Which property type performs best in this market?

Best for Cash Flow
1BR
7.5% cap rate
Best for Appreciation
2BR
+9.6% 5yr CAGR
Best Overall Value
5BR
$71,756/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $123,854 $1,290 7.5% +8.2% $123,854
2BR $209,050 $1,620 5.6% +9.6% $104,525
3BR $246,982 $1,950 5.7% +9.0% $82,327
4BR $295,180 $2,140 5.2% +9.0% $73,795
5BR $358,781 +9.3% $71,756

Market Trends

Home Value History (with trend line)

$284K$248K$212K$176K$140K$104KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,803$1,699$1,594$1,490$1,385$1,281Jan 2025Oct 2025Jul 2026

📊 How Does 14617 Compare?

Metric 14617 Rochester Rochester, NY New York
Home Value $271,877 $98,952 N/A $505,608
5-Year CAGR 7.9% 7.0% N/A 6.6%
Avg Rent $1,450 $1,517 N/A -
Cap Rate 4.2% 5.6% - -
💡 Why Invest in 14617? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14617 (Rochester, NY). Anonymous, moderated, never written by AI.

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Property managers serving Monroe County

Manage rentals here? List your business →

Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+7.9%
Strong

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $271,877
Monthly Rent $1,450
Price-to-Rent 15.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.4%
Cap Rate 4.2%
5-Year IRR 12.1%

📈 Home Appreciation

1-Year +9.2% ▲
3-Year CAGR +7.3% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year +6.1% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14617

Population: 21,287

💰 Median Household Income
$82,015
This area
$82,015
State
$86,376
USA
$74,580
🏠 Renter Occupied
15.8%
This area
15.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-24.2%
USA
3.7%
🎓 College Educated
45.7%
This area
45.7%
State
4.2%
USA
33.7%
👤 Median Age
43.8 years
This area
43.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
4.4%
This area
4.4%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 89.0%
Other/Mixed 6.6%
Hispanic/Latino 4.1%
Black/African American 3.9%
Asian 0.5%
👶 Under 18
21.4%
This area
21.4%
USA
22.0%
👴 65 and Over
22.1%
This area
22.1%
USA
17.3%
📊 Poverty Rate
2.7%
This area
2.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14617

A+ Avg School Grade
10 Schools
11.4:1 Avg Class Size
$21,633 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

DAKE JUNIOR HIGH SCHOOL

📚 07 – 08 Middle
👥
563 Students
👨‍🏫
10.5:1 Class Size
💰
$21,633 Per Student
A+ Excellent

IROQUOIS MIDDLE SCHOOL

📚 04 – 06 School
👥
398 Students
👨‍🏫
11.0:1 Class Size
💰
$21,633 Per Student
A+ Excellent

ROGERS MIDDLE SCHOOL

📚 04 – 06 School
👥
413 Students
👨‍🏫
10.9:1 Class Size
💰
$21,633 Per Student
A+ Excellent

SOUTHLAWN SCHOOL

📚 K – 03 Elementary
👥
232 Students
👨‍🏫
11.3:1 Class Size
💰
$21,633 Per Student
A+ Excellent

BROOKVIEW SCHOOL

📚 K – 03 Elementary
👥
151 Students
👨‍🏫
10.2:1 Class Size
💰
$21,633 Per Student
A+ Excellent

COLEBROOK SCHOOL

📚 K – 03 Elementary
👥
147 Students
👨‍🏫
8.2:1 Class Size
💰
$21,633 Per Student
A+ Excellent

IRONDEQUOIT HIGH SCHOOL

📚 09 – 12 High School
👥
1,177 Students
👨‍🏫
11.8:1 Class Size
💰
$21,633 Per Student
A Very Good

BRIARWOOD SCHOOL

📚 K – 03 Elementary
👥
158 Students
👨‍🏫
13.9:1 Class Size
💰
$21,633 Per Student
A Very Good

LISTWOOD SCHOOL

📚 Pre-K – 03 Elementary
👥
176 Students
👨‍🏫
13.9:1 Class Size
💰
$21,633 Per Student
A Very Good

SENECA SCHOOL

📚 K – 03 Elementary
👥
169 Students
👨‍🏫
12.2:1 Class Size
💰
$21,633 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Shear Ego International School of Hair Design
133 students · 1.3 mi
C
Isabella Graham Hart School of Practical Nursing
160 students · 2.1 mi
C+
Sharp Edgez Barber Institute
63 students · 2.8 mi
D
Colgate Rochester Crozer Divinity School
63 students · 4.5 mi
C
Bryant & Stratton College-Greece
333 students · 5.3 mi
C
Talmudical Institute of Upstate New York
18 students · 5.5 mi
D
Empire Beauty School-Rochester
83 students · 6.7 mi
B+
University of Rochester
12,160 students · 7.1 mi

Frequently Asked Questions

Can owner-occupants cash flow in Rochester, NY?

Rochester, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $272K price point reasonable to enter.

Is it easy to find good tenants in Rochester, NY?

The renter base in Rochester, NY is reasonable for the $1,450/mo price point. Screening well and pricing to market typically yields measured tenants.

Are there empty rentals in Rochester, NY?

Rochester, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.

Are landlord laws favorable in Rochester, NY?

Rochester, NY operates under NY law, which is tenant-protective overall for landlords. Expect measured treatment in typical lease and eviction cases.

What kind of market is Rochester, NY for investors?

Investors tracking Rochester, NY will find a 3.0/5 rating supported by $272K median home values and $1,450/mo rents. That profile suits long-term holders targeting steady returns.

You know 14617 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14617 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14617 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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