Real Estate Investing in Rochester, New York (14617)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14617 (Rochester, NY)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Rochester, NY (14617)?
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Market Analysis: 14617 Rochester
The 14617 ZIP in Rochester, NY is a local-operator market. Outside capital chasing a $272K entry has to pair deep knowledge with the discount.
On the rental side, the numbers look inviting — $272K purchase price, 0.0% nominal cap — the work to hit that pro forma in 14617 is substantial and deserves full respect.
Statewide comparisons place 14617 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 14617 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 14617 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Rochester:
Property Strategy for 14617
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $123,854 | $1,290 | 7.5% | +8.2% | $123,854 |
| 2BR | $209,050 | $1,620 | 5.6% | +9.6% | $104,525 |
| 3BR | $246,982 | $1,950 | 5.7% | +9.0% | $82,327 |
| 4BR | $295,180 | $2,140 | 5.2% | +9.0% | $73,795 |
| 5BR | $358,781 | — | — | +9.3% | $71,756 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14617 Compare?
| Metric | 14617 | Rochester | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $271,877 | $98,952 | N/A | $505,608 |
| 5-Year CAGR | 7.9% | 7.0% | N/A | 6.6% |
| Avg Rent | $1,450 | $1,517 | N/A | - |
| Cap Rate | 4.2% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14617 (Rochester, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $271,877 |
| Monthly Rent | $1,450 |
| Price-to-Rent | 15.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.4% |
| Cap Rate | 4.2% |
| 5-Year IRR | 12.1% |
📈 Home Appreciation
| 1-Year | +9.2% ▲ |
| 3-Year CAGR | +7.3% ▲ |
| 5-Year CAGR | +7.9% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | +6.1% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14617
Population: 21,287
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14617
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Can owner-occupants cash flow in Rochester, NY?
Rochester, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $272K price point reasonable to enter.
Is it easy to find good tenants in Rochester, NY?
The renter base in Rochester, NY is reasonable for the $1,450/mo price point. Screening well and pricing to market typically yields measured tenants.
Are there empty rentals in Rochester, NY?
Rochester, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.
Are landlord laws favorable in Rochester, NY?
Rochester, NY operates under NY law, which is tenant-protective overall for landlords. Expect measured treatment in typical lease and eviction cases.
What kind of market is Rochester, NY for investors?
Investors tracking Rochester, NY will find a 3.0/5 rating supported by $272K median home values and $1,450/mo rents. That profile suits long-term holders targeting steady returns.
You know 14617 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14617 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14617 ranks in Rochester, NY
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