Real Estate Investing in Rochester, New York (14616)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe County • Population: 26,837 • Data updated: September 2026

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Should you buy in 14616 (Rochester, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Rochester, NY (14616)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $221,467
Avg Monthly Rent $1,473
1% Rule ✗ Does Not Meet
Median Income $63,643
% Renters 30.1%

Market Analysis: 14616 Rochester

Not every below-median market is a bargain. Rochester's 14616 ZIP registers signals that favor experienced operators who can absorb the risk $221K pricing implies.

Rent of $1,473/mo on a $221K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 14616 sits below the stated 0.0% once reality is priced in.

The gap between 14616 and stronger Rochester ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A durable renter share of 30% in 14616 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 14616 is an operator game, not a passive one. Stepping back, entry prices of $221K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rochester:

B+ Great
Buy Confidence Score: 79/100
Affordability
20/25
Appreciation
25/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,473/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data
🏠

Property Strategy for 14616

Which property type performs best in this market?

Best for Cash Flow
2BR
6.6% cap rate
Best for Appreciation
4BR
+9.7% 5yr CAGR
Best Overall Value
5BR
$58,841/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $170,252 $1,570 6.6% +9.3% $85,126
3BR $205,273 $1,890 6.6% +9.2% $68,424
4BR $246,887 $2,080 6.1% +9.7% $61,722
5BR $294,206 +9.1% $58,841

Market Trends

Home Value History (with trend line)

$232K$202K$172K$143K$113K$84KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,496$1,431$1,367$1,302$1,237$1,173Jan 2026May 2026Jul 2026

📊 How Does 14616 Compare?

Metric 14616 Rochester Rochester, NY New York
Home Value $221,467 $98,952 N/A $505,608
5-Year CAGR 8.0% 7.0% N/A 6.6%
Avg Rent $1,473 $1,517 N/A -
Cap Rate 5.2% 5.6% - -
💡 Why Invest in 14616? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14616 (Rochester, NY). Anonymous, moderated, never written by AI.

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Property managers serving Monroe County

Manage rentals here? List your business →

Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.2%
Fair
5yr Growth
+8.0%
Strong

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $221,467
Monthly Rent $1,473
Price-to-Rent 12.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.0%
Cap Rate 5.2%
5-Year IRR 13.2%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +8.1% ▲
5-Year CAGR +8.0% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14616

Population: 26,837

💰 Median Household Income
$63,643
This area
$63,643
State
$86,376
USA
$74,580
🏠 Renter Occupied
30.1%
This area
30.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-24.2%
USA
3.7%
🎓 College Educated
23.7%
This area
23.7%
State
4.2%
USA
33.7%
👤 Median Age
37.0 years
This area
37.0 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.3%
This area
5.3%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 72.5%
Black/African American 13.3%
Other/Mixed 11.7%
Hispanic/Latino 7.1%
Asian 2.6%
👶 Under 18
25.3%
This area
25.3%
USA
22.0%
👴 65 and Over
15.9%
This area
15.9%
USA
17.3%
📊 Poverty Rate
9.9%
This area
9.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14616

A+ Avg School Grade
4 Schools
14.2:1 Avg Class Size
$26,739 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

LONGRIDGE SCHOOL

📚 K – 05 Elementary
👥
758 Students
👨‍🏫
11.6:1 Class Size
💰
$26,739 Per Student
A+ Excellent

PINE BROOK ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
437 Students
👨‍🏫
12.0:1 Class Size
💰
$26,739 Per Student
A+ Excellent

ENGLISH VILLAGE ELEMENTARY SCHOOL

📚 Pre-K – 02 Elementary
👥
353 Students
👨‍🏫
12.5:1 Class Size
💰
$26,739 Per Student
B+ Above Average

GREECE COMMUNITY EARLY LEARNING CENTER

📚 Pre-K – 02 Elementary
👥
262 Students
👨‍🏫
20.7:1 Class Size
💰
$26,739 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

ARCADIA MIDDLE SCHOOL

📚 05 – 08 School
📍 130 ISLAND COTTAGE RD, ROCHESTER
👥
686 Students
👨‍🏫
9.9:1 Class Size
💰
$26,739 Per Student
A+ Excellent

ATHENA MIDDLE SCHOOL

📚 06 – 08 Middle
📍 800 LONG POND RD, ROCHESTER
👥
777 Students
👨‍🏫
10.7:1 Class Size
💰
$26,739 Per Student
A+ Excellent

LAKESHORE ELEMENTARY SCHOOL

📚 03 – 05 Elementary
📍 1200 LATTA RD, ROCHESTER
👥
379 Students
👨‍🏫
12.0:1 Class Size
💰
$26,739 Per Student
A+ Excellent

NORTHEAST COLLEGE PREPARATORY HIGH SCHOOL

📚 09 – 12 High School
📍 4115 LAKE AVE, ROCHESTER
👥
758 Students
👨‍🏫
10.7:1 Class Size
💰
$37,182 Per Student
A+ Excellent

RISE COMMUNITY SCHOOL

📚 Pre-K – 06 School
📍 279 W RIDGE RD, ROCHESTER
👥
341 Students
👨‍🏫
10.3:1 Class Size
💰
$37,182 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Bryant & Stratton College-Greece
333 students · 1.9 mi
C+
Sharp Edgez Barber Institute
63 students · 2.6 mi
C
Shear Ego International School of Hair Design
133 students · 3.3 mi
D
Empire Beauty School-Rochester
83 students · 3.7 mi
C
Isabella Graham Hart School of Practical Nursing
160 students · 5.0 mi
D
Colgate Rochester Crozer Divinity School
63 students · 6.4 mi
D
Monroe 2 Orleans BOCES-Center for Workforce Development
8 students · 7.2 mi
C
Talmudical Institute of Upstate New York
18 students · 7.3 mi

Frequently Asked Questions

Is Rochester, NY a smart market for rental property?

With a 3.0/5 investability score, Rochester, NY ranks as a solid market for rental property investors. Median prices of $221K and rents of $1,473/mo drive the underlying numbers.

What is the smart move for investors in Rochester, NY?

Most investors in Rochester, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Are rents high in Rochester, NY?

Rochester, NY rentals go for roughly $1,473/mo a month. That puts gross yield in solid territory relative to $221K acquisition costs.

How tight is the rental market in Rochester, NY?

Vacancy risk in Rochester, NY is elevated. That supports even-keeled cash flow for typical rental holds.

Is Rochester, NY good for landlords?

Rochester, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

You know 14616 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14616 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14616 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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