Real Estate Investing in Rochester, New York (14626)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe County • Population: 29,210 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 14626 (Rochester, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Rochester, NY (14626)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $293,774
Avg Monthly Rent $1,726
1% Rule ✗ Does Not Meet
Median Income $76,513
% Renters 32.1%

Market Analysis: 14626 Rochester

The 14626 ZIP in Rochester, NY is a local-operator market. Outside capital chasing a $294K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $294K asset, 14626 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 14626 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 14626 ZIP's population of 29,210 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

The 14626 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rochester:

B Good
Buy Confidence Score: 74/100
Affordability
15/25
Appreciation
25/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+10.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,726/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data
🏠

Property Strategy for 14626

Which property type performs best in this market?

Best for Cash Flow
3BR
5.4% cap rate
Best for Appreciation
5BR
+9.2% 5yr CAGR
Best Overall Value
5BR
$73,140/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $218,454 $1,630 5.4% +9.1% $109,227
3BR $261,097 $1,960 5.4% +9.0% $87,032
4BR $301,010 $2,160 5.2% +9.1% $75,252
5BR $365,701 +9.2% $73,140

Market Trends

Home Value History (with trend line)

$307K$269K$230K$192K$153K$115KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,752$1,680$1,609$1,537$1,465$1,394Jan 2024May 2025Jul 2026

📊 How Does 14626 Compare?

Metric 14626 Rochester Rochester, NY New York
Home Value $293,774 $98,952 N/A $505,608
5-Year CAGR 8.1% 7.0% N/A 6.6%
Avg Rent $1,726 $1,517 N/A -
Cap Rate 4.6% 5.6% - -
💡 Why Invest in 14626? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14626 (Rochester, NY). Anonymous, moderated, never written by AI.

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Property managers serving Monroe County

Manage rentals here? List your business →

Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+8.1%
Strong

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $293,774
Monthly Rent $1,726
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.1%
Cap Rate 4.6%
5-Year IRR 12.7%

📈 Home Appreciation

1-Year +10.6% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR +8.1% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year +8.1% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.1%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14626

Population: 29,210

💰 Median Household Income
$76,513
This area
$76,513
State
$86,376
USA
$74,580
🏠 Renter Occupied
32.1%
This area
32.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-24.2%
USA
3.7%
🎓 College Educated
31.5%
This area
31.5%
State
4.2%
USA
33.7%
👤 Median Age
47.1 years
This area
47.1 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.2%
This area
5.2%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 82.4%
Black/African American 7.2%
Other/Mixed 6.6%
Hispanic/Latino 3.8%
Asian 3.8%
👶 Under 18
17.2%
This area
17.2%
USA
22.0%
👴 65 and Over
24.9%
This area
24.9%
USA
17.3%
📊 Poverty Rate
6.1%
This area
6.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14626

A+ Avg School Grade
4 Schools
11.3:1 Avg Class Size
$26,739 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

AUTUMN LANE ELEMENTARY SCHOOL

📚 K – 02 Elementary
👥
315 Students
👨‍🏫
11.7:1 Class Size
💰
$26,739 Per Student
A+ Excellent

HOLMES ROAD ELEMENTARY SCHOOL

📚 K – 02 Elementary
👥
323 Students
👨‍🏫
11.0:1 Class Size
💰
$26,739 Per Student
A+ Excellent

CRAIG HILL ELEMENTARY SCHOOL

📚 03 – 05 Elementary
👥
281 Students
👨‍🏫
9.9:1 Class Size
💰
$26,739 Per Student
A+ Excellent

BROOKSIDE ELEMENTARY SCHOOL CAMPUS

📚 K – 05 Elementary
👥
383 Students
👨‍🏫
12.8:1 Class Size
💰
$26,739 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

RISE COMMUNITY SCHOOL

📚 Pre-K – 06 School
📍 279 W RIDGE RD, ROCHESTER
👥
341 Students
👨‍🏫
10.3:1 Class Size
💰
$37,182 Per Student
A+ Excellent

DISCOVERY CHARTER SCHOOL

📚 K – 06 School Charter
📍 133 HOOVER DR, ROCHESTER
👥
304 Students
👨‍🏫
9.0:1 Class Size
💰
$21,526 Per Student
A+ Excellent

ODYSSEY ACADEMY

📚 06 – 12 High School
📍 750 MAIDEN LN, ROCHESTER
👥
892 Students
👨‍🏫
9.1:1 Class Size
💰
$26,739 Per Student
A+ Excellent

BUCKMAN HEIGHTS ELEMENTARY SCHOOL

📚 03 – 05 Elementary
📍 550 BUCKMAN RD, ROCHESTER
👥
375 Students
👨‍🏫
12.1:1 Class Size
💰
$26,739 Per Student
A+ Excellent

OLYMPIA HIGH SCHOOL

📚 06 – 12 High School
📍 1139 MAIDEN LN, ROCHESTER
👥
1,087 Students
👨‍🏫
9.9:1 Class Size
💰
$26,739 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
D
Empire Beauty School-Rochester
83 students · 0.7 mi
C
Bryant & Stratton College-Greece
333 students · 2.1 mi
C+
Sharp Edgez Barber Institute
63 students · 3.9 mi
D
Monroe 2 Orleans BOCES-Center for Workforce Development
8 students · 4.1 mi
C
Shear Ego International School of Hair Design
133 students · 5.5 mi
C
Isabella Graham Hart School of Practical Nursing
160 students · 7.2 mi
B+
University of Rochester
12,160 students · 7.3 mi
C
Roberts Wesleyan University
1,619 students · 7.4 mi

Frequently Asked Questions

What do landlords charge for rent in Rochester, NY?

Rent in Rochester, NY is around $1,726/mo. The resulting rent-to-value relationship with $294K pricing is reasonable for most investor models.

Is the tenant base reliable in Rochester, NY?

Tenant demand in Rochester, NY is solid. The local workforce $1,726/mo rents across most rental classes.

Is Rochester, NY suited for a house hack?

For house hackers, Rochester, NY is a challenging. The $1,726/mo rent on a unit helps defray the mortgage on a $294K property.

Are eviction rules reasonable in Rochester, NY?

Rochester, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

Is housing expensive in Rochester, NY?

Rochester, NY median home values land near $294K. That is reasonable territory for investors looking at $1,726/mo-per-month rentals.

You know 14626 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14626 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14626 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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