Real Estate Investing in Rochester, New York (14612)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14612 (Rochester, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Rochester, NY (14612)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14612 Rochester
ZIP 14612 inside Monroe County looks affordable on the surface — median value of $291K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 14612 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Within NY, ZIP 14612 trails on several market indicators that neighboring Monroe County submarkets outperform. The gap is real and durable enough to shape underwriting.
The 14612 ZIP's population of 35,339 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
Experienced landlords with local relationships tend to find 14612 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Rochester:
Property Strategy for 14612
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $174,058 | $1,210 | 5.0% | +7.5% | $174,058 |
| 2BR | $213,272 | $1,510 | 5.1% | +8.9% | $106,636 |
| 3BR | $259,736 | $1,820 | 5.0% | +9.0% | $86,579 |
| 4BR | $322,389 | $2,000 | 4.5% | +9.2% | $80,597 |
| 5BR | $375,281 | — | — | +8.9% | $75,056 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14612 Compare?
| Metric | 14612 | Rochester | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $291,114 | $98,952 | N/A | $505,608 |
| 5-Year CAGR | 8.0% | 7.0% | N/A | 6.6% |
| Avg Rent | $1,306 | $1,517 | N/A | - |
| Cap Rate | 3.5% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14612 (Rochester, NY). Anonymous, moderated, never written by AI.
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Property managers serving Monroe County
Manage rentals here? List your business →Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website
Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $291,114 |
| Monthly Rent | $1,306 |
| Price-to-Rent | 18.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 11.5% |
📈 Home Appreciation
| 1-Year | +9.5% ▲ |
| 3-Year CAGR | +6.8% ▲ |
| 5-Year CAGR | +8.0% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | +3.1% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14612
Population: 35,339
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14612
Schools in This ZIP Code
Nearby Schools (4 more)
Schools in adjacent ZIP codes that may serve this area
LONGRIDGE SCHOOL
PINE BROOK ELEMENTARY SCHOOL
ENGLISH VILLAGE ELEMENTARY SCHOOL
GREECE COMMUNITY EARLY LEARNING CENTER
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the smart move for investors in Rochester, NY?
In Rochester, NY the robust play is typically careful cash-flow rentals with hands-on management. The combination of $291K prices and $1,306/mo rents suits that approach.
How qualified is the tenant pool in Rochester, NY?
The tenant pool in Rochester, NY is solid, supported by local employment and population fundamentals. Rents of $1,306/mo are well-absorbed by the market.
What are rental rates like in Rochester, NY?
Rental rates in Rochester, NY average $1,306/mo. Tenant demand and $291K home values make the yield look reasonable by investor standards.
Do landlords face vacancy issues in Rochester, NY?
Expect elevated vacancy in Rochester, NY. Rents at $1,306/mo are absorbed by the tenant base without meaningful lag.
How much does a house cost in Rochester, NY?
Homes in Rochester, NY typically sell near $291K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.
You know 14612 now. You don’t know where it ranks.
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How 14612 ranks in Rochester, NY
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