Real Estate Investing in Rochester, New York (14613)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14613 (Rochester, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.3% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Elevated poverty: 31.6% poverty rate — can affect rent collection.
- Lower household income: $32,360 median — tenant affordability is tighter.
What’s happening in Rochester, NY (14613)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14613 Rochester
ZIP 14613 inside Monroe County looks affordable on the surface — median value of $141K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed markets are won on execution, not on spreadsheets. ZIP 14613 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Looking more closely, 14613 offers a low basis, the region around Rochester has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The demographic picture in 14613 includes headwinds that any investor should price in. Income distribution skews lower than Rochester averages, and tenant stability requires active management.
New investors are better served looking at Rochester's stable or hybrid ZIPs before stepping into 14613. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Rochester:
Property Strategy for 14613
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $96,323 | $1,330 | 9.9% | +11.7% | $48,161 |
| 3BR | $124,725 | $1,600 | 9.2% | +9.7% | $41,575 |
| 4BR | $142,410 | $1,760 | 8.9% | +8.9% | $35,603 |
| 5BR | $167,662 | — | — | +7.9% | $33,532 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14613 Compare?
| Metric | 14613 | Rochester | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $140,752 | $98,952 | N/A | $505,608 |
| 5-Year CAGR | 6.3% | 7.0% | N/A | 6.6% |
| Avg Rent | $1,191 | $1,517 | N/A | - |
| Cap Rate | 6.6% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14613 (Rochester, NY). Anonymous, moderated, never written by AI.
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Property managers serving Monroe County
Manage rentals here? List your business →Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website
Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $140,752 |
| Monthly Rent | $1,191 |
| Price-to-Rent | 9.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 10.2% |
| Cap Rate | 6.6% |
| 5-Year IRR | 12.9% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +9.5% ▲ |
| 5-Year CAGR | +6.3% ▲ |
| 10-Year CAGR | +8.6% ▲ |
🏠 Rent Trends
| 1-Year | -7.5% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.6%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14613
Population: 14,740
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14613
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
JOSEPH C WILSON FOUNDATION ACADEMY
JOSEPH C WILSON MAGNET HIGH SCHOOL
RISE COMMUNITY SCHOOL
ROCHESTER EARLY COLLEGE INTERNATIONAL HIGH SCHOOL
SCHOOL 17-ENRICO FERMI
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is it easy to find good tenants in Rochester, NY?
Expect a solid tenant pool in Rochester, NY. The rental market absorbs $1,191/mo rents without meaningful friction.
What kind of vacancy should I budget for in Rochester, NY?
Vacancy in Rochester, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,191/mo.
What are home prices like in Rochester, NY?
Rochester, NY median home values land near $141K. That is reasonable territory for investors looking at $1,191/mo-per-month rentals.
Is Rochester, NY suited for a house hack?
The house hack math a challenging in Rochester, NY. Owner-occupant buyers benefit from the $1,191/mo rents and $141K home values.
Is Rochester, NY good for landlords?
NY law tenant-protective for landlords, and Rochester inherits those rules. Investors should still review local ordinances for rental licensing.
You know 14613 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14613 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14613 ranks in Rochester, NY
Every ZIP in this metro, ranked. Free.
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