Real Estate Investing in Rochester, New York (14607)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14607 (Rochester, NY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.4% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Rochester, NY (14607)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14607 Rochester
Not every below-median market is a bargain. Rochester's 14607 ZIP posts signals that favor experienced operators who can absorb the risk $360K pricing implies.
The 14607 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Statewide comparisons place 14607 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 14607 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 14607 is an operator game, not a passive one. Meanwhile, entry prices of $360K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Rochester:
Property Strategy for 14607
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $257,714 | $1,780 | 5.0% | +6.8% | $128,857 |
| 3BR | $310,835 | $2,140 | 5.0% | +7.0% | $103,612 |
| 4BR | $382,450 | $2,360 | 4.4% | +7.9% | $95,612 |
| 5BR | $485,461 | — | — | +7.9% | $97,092 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14607 Compare?
| Metric | 14607 | Rochester | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $359,821 | $98,952 | N/A | $505,608 |
| 5-Year CAGR | 5.6% | 7.0% | N/A | 6.6% |
| Avg Rent | $1,355 | $1,517 | N/A | - |
| Cap Rate | 2.9% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14607 (Rochester, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $359,821 |
| Monthly Rent | $1,355 |
| Price-to-Rent | 22.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 2.9% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +5.8% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +5.6% ▲ |
| 10-Year CAGR | +5.8% ▲ |
🏠 Rent Trends
| 1-Year | +11.4% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +6.7% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14607
Population: 17,577
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14607
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
EAST IRONDEQUOIT MIDDLE SCHOOL
EAST LOWER SCHOOL
EAST UPPER HIGH SCHOOL
HELENDALE ROAD PRIMARY SCHOOL
SCHOOL 15-CHILDREN'S SCHOOL OF ROCHESTER (THE)
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,149 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the smart move for investors in Rochester, NY?
Most investors in Rochester, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
How expensive is real estate in Rochester, NY?
The median home value in Rochester, NY is roughly $360K. That puts it reasonable relative to the NY statewide average.
How does Rochester, NY stack up for property investment?
Rochester, NY clocks in at an investability rating of 3.0/5, with median home values near $360K and average rents around $1,355/mo. That combination puts it in the substantial tier for investor interest.
How viable is house hacking in Rochester, NY?
The house hack math a challenging in Rochester, NY. Owner-occupant buyers benefit from the $1,355/mo rents and $360K home values.
What is the typical rental rate in Rochester, NY?
The typical rental in Rochester, NY commands about $1,355/mo monthly. That rent profile consistent cash flow against the $360K purchase basis.
You know 14607 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14607 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14607 ranks in Rochester, NY
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