Real Estate Investing in Rochester, New York (14610)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14610 (Rochester, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Rochester, NY (14610)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14610 Rochester
The 14610 ZIP covers a section of Rochester that demands careful diligence. Prices near $341K look accessible, but the work to make a deal cash flow is real.
The investment case in 14610 is impressive only for operators who understand what they are buying. A $341K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 14610 and stronger Rochester ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 14610 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Experienced landlords with local relationships tend to find 14610 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Rochester:
Property Strategy for 14610
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $238,160 | $1,650 | 5.0% | +7.4% | $119,080 |
| 3BR | $288,443 | $1,990 | 5.0% | +8.8% | $96,148 |
| 4BR | $428,538 | $2,180 | 3.7% | +9.2% | $107,135 |
| 5BR | $748,233 | — | — | +9.4% | $149,647 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14610 Compare?
| Metric | 14610 | Rochester | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $341,393 | $98,952 | N/A | $505,608 |
| 5-Year CAGR | 7.4% | 7.0% | N/A | 6.6% |
| Avg Rent | $1,826 | $1,517 | N/A | - |
| Cap Rate | 4.2% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14610 (Rochester, NY). Anonymous, moderated, never written by AI.
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Property managers serving Monroe County
Manage rentals here? List your business →Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website
Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $341,393 |
| Monthly Rent | $1,826 |
| Price-to-Rent | 15.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.4% |
| Cap Rate | 4.2% |
| 5-Year IRR | 11.5% |
📈 Home Appreciation
| 1-Year | +7.7% ▲ |
| 3-Year CAGR | +6.8% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | -3.4% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14610
Population: 14,082
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14610
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
EAST IRONDEQUOIT MIDDLE SCHOOL
EAST LOWER SCHOOL
EAST UPPER HIGH SCHOOL
HELENDALE ROAD PRIMARY SCHOOL
INDIAN LANDING ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,149 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do landlord-tenant laws work in Rochester, NY?
The landlord environment in Rochester, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
How qualified is the tenant pool in Rochester, NY?
Working renters make up the core of the Rochester, NY tenant base. The pool is reasonable for investors targeting long-term holds.
Which real estate strategy fits Rochester, NY?
Rochester, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($341K prices, $1,826/mo rents) make it a reasonable choice.
Can I live-in-and-rent in Rochester, NY?
Rochester, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $341K price point reasonable to enter.
How do home values compare in Rochester, NY?
The median home value in Rochester, NY is roughly $341K. That puts it reasonable relative to the NY statewide average.
You know 14610 now. You don’t know where it ranks.
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How 14610 ranks in Rochester, NY
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