Real Estate Investing in East Rochester, New York (14445)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe County • Population: 7,604 • Data updated: September 2026

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Should you buy in 14445 (East Rochester, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (83/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in East Rochester, NY (14445)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $240,125
Avg Monthly Rent $1,685
1% Rule ✗ Does Not Meet
Median Income $66,779
% Renters 40.8%

Market Analysis: 14445 East Rochester

Turning to rents, ZIP 14445 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $240K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 14445 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 14445 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 14445 ZIP's population of 7,604 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

Strategically, 14445 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in East Rochester:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+7.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,685/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data
🏠

Property Strategy for 14445

Which property type performs best in this market?

Best for Cash Flow
2BR
6.3% cap rate
Best for Appreciation
2BR
+10.1% 5yr CAGR
Best Overall Value
4BR
$65,600/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $181,982 $1,580 6.3% +10.1% $90,991
3BR $226,849 $1,900 6.0% +9.4% $75,616
4BR $262,398 $2,090 5.7% +9.6% $65,600

Market Trends

Home Value History (with trend line)

$254K$221K$187K$153K$119K$86KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,715$1,629$1,543$1,457$1,371$1,285Sep 2025Feb 2026Jun 2026

📊 How Does 14445 Compare?

Metric 14445 East Rochester Rochester, NY New York
Home Value $240,125 $240,125 N/A $505,608
5-Year CAGR 9.0% 9.0% N/A 6.6%
Avg Rent $1,685 $1,685 N/A -
Cap Rate 5.5% 5.5% - -
💡 Why Invest in 14445? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14445 (East Rochester, NY). Anonymous, moderated, never written by AI.

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Property managers serving Monroe County

Manage rentals here? List your business →

Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.5%
Fair
5yr Growth
+9.0%
Strong

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $240,125
Monthly Rent $1,685
Price-to-Rent 11.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.4%
Cap Rate 5.5%
5-Year IRR 14.4%

📈 Home Appreciation

1-Year +7.6% ▲
3-Year CAGR +8.8% ▲
5-Year CAGR +9.0% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+9.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14445

Population: 7,604

💰 Median Household Income
$66,779
This area
$66,779
State
$86,376
USA
$74,580
🏠 Renter Occupied
40.8%
This area
40.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.4%
This area
4.4%
State
-24.2%
USA
3.7%
🎓 College Educated
34.8%
This area
34.8%
State
4.2%
USA
33.7%
👤 Median Age
39.2 years
This area
39.2 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
6.3%
This area
6.3%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 88.6%
Black/African American 5.3%
Other/Mixed 5.3%
Hispanic/Latino 3.5%
Asian 0.8%
👶 Under 18
16.7%
This area
16.7%
USA
22.0%
👴 65 and Over
17.9%
This area
17.9%
USA
17.3%
📊 Poverty Rate
5.6%
This area
5.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14445

A+ Avg School Grade
2 Schools
10.0:1 Avg Class Size
$26,283 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

EAST ROCHESTER ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
449 Students
👨‍🏫
10.4:1 Class Size
💰
$26,283 Per Student
A+ Excellent

EAST ROCHESTER JUNIOR-SENIOR HIGH SCHOOL

📚 06 – 12 High School
👥
512 Students
👨‍🏫
9.6:1 Class Size
💰
$26,283 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

INDIAN LANDING ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 702 LANDING RD N, ROCHESTER
👥
538 Students
👨‍🏫
10.3:1 Class Size
💰
$23,279 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,149 Off-Campus Students
C+
St. John Fisher University
3,674 students · 1.2 mi
C+
Nazareth University
2,439 students · 1.7 mi
D
St Bernard's School of Theology and Ministry
171 students · 2.0 mi
C
Talmudical Institute of Upstate New York
18 students · 4.9 mi
D
Colgate Rochester Crozer Divinity School
63 students · 5.8 mi
C+
Monroe Community College
8,530 students · 6.1 mi
C
Continental School of Beauty Culture-Rochester
213 students · 7.1 mi
C
Isabella Graham Hart School of Practical Nursing
160 students · 7.2 mi

Investor Insight: With 2,149 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is East Rochester in NY worth investing in?

East Rochester, NY rates 3.0/5 for investability. With median values at $240K and rents near $1,685/mo, the market offers reasonable fundamentals for rental investors.

What is the typical rental rate in East Rochester, NY?

Rent in East Rochester, NY is around $1,685/mo. The resulting rent-to-value relationship with $240K pricing is reasonable for most investor models.

Where do home prices stand in East Rochester, NY?

Expect median prices around $240K in East Rochester, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

How high is vacancy risk in East Rochester, NY?

East Rochester, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.

What is the best play in East Rochester, NY?

The best-fit strategy in East Rochester, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 14445 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14445 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14445 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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