Real Estate Investing in Rochester, New York (14625)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14625 (Rochester, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rochester, NY (14625)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14625 Rochester
ZIP 14625 in Rochester, NY carries a notable set of headwinds. Home values near $386K and rents of $1,764/mo sit inside a market where underwriting has to be tight.
The investment case in 14625 is resilient only for operators who understand what they are buying. A $386K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In the broader NY picture, 14625 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Turning to rents, 10,667 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. healthy returns are possible in 14625, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Rochester:
Property Strategy for 14625
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $254,181 | $1,960 | 5.6% | +9.3% | $127,090 |
| 3BR | $327,054 | $2,360 | 5.2% | +9.0% | $109,018 |
| 4BR | $425,309 | $2,600 | 4.4% | +9.2% | $106,327 |
| 5BR | $501,893 | — | — | +9.4% | $100,379 |
Market Trends
Home Value History (with trend line)
📊 How Does 14625 Compare?
| Metric | 14625 | Rochester | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $385,631 | $98,952 | N/A | $505,608 |
| 5-Year CAGR | 8.5% | 7.0% | N/A | 6.6% |
| Avg Rent | $1,764 | $1,517 | N/A | - |
| Cap Rate | 3.6% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14625 (Rochester, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $385,631 |
| Monthly Rent | $1,764 |
| Price-to-Rent | 18.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 12.0% |
📈 Home Appreciation
| 1-Year | +9.4% ▲ |
| 3-Year CAGR | +7.4% ▲ |
| 5-Year CAGR | +8.5% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14625
Population: 10,667
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14625
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
COBBLES ELEMENTARY SCHOOL
EAST ROCHESTER ELEMENTARY SCHOOL
EAST ROCHESTER JUNIOR-SENIOR HIGH SCHOOL
HARRIS HILL ELEMENTARY SCHOOL
SCHOOL 15-CHILDREN'S SCHOOL OF ROCHESTER (THE)
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,149 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Rochester, NY a smart market for rental property?
The 3.0/5 investability rating in Rochester, NY reflects its $386K prices and $1,764/mo rents. Investors generally consider it a solid option within NY.
What are rental rates like in Rochester, NY?
Average rent in Rochester, NY is approximately $1,764/mo per month. Against $386K home values that yields a reasonable rent-to-price ratio.
Is housing expensive in Rochester, NY?
Rochester, NY home values average about $386K. That price point suits investors targeting rentals with $1,764/mo in monthly income.
How tight is the rental market in Rochester, NY?
Vacancy risk in Rochester, NY is elevated. That supports measured cash flow for typical rental holds.
Does house hacking make sense in Rochester, NY?
House hacking in Rochester, NY is reasonable to execute. Prices around $386K and rents of $1,764/mo solid owner-occupant economics.
You know 14625 now. You don’t know where it ranks.
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How 14625 ranks in Rochester, NY
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