Real Estate Investing in Rochester, New York (14625)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe County • Population: 10,667 • Data updated: September 2026

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Should you buy in 14625 (Rochester, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rochester, NY (14625)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $385,631
Avg Monthly Rent $1,764
1% Rule ✗ Does Not Meet
Median Income $100,146
% Renters 13.4%

Market Analysis: 14625 Rochester

ZIP 14625 in Rochester, NY carries a notable set of headwinds. Home values near $386K and rents of $1,764/mo sit inside a market where underwriting has to be tight.

The investment case in 14625 is resilient only for operators who understand what they are buying. A $386K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader NY picture, 14625 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Turning to rents, 10,667 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. healthy returns are possible in 14625, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rochester:

B Good
Buy Confidence Score: 72/100
Affordability
15/25
Appreciation
25/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+9.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,764/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data
🏠

Property Strategy for 14625

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
5BR
+9.4% 5yr CAGR
Best Overall Value
5BR
$100,379/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $254,181 $1,960 5.6% +9.3% $127,090
3BR $327,054 $2,360 5.2% +9.0% $109,018
4BR $425,309 $2,600 4.4% +9.2% $106,327
5BR $501,893 +9.4% $100,379

Market Trends

Home Value History (with trend line)

$404K$352K$299K$247K$195K$142KJul 2006Jul 2016Jul 2026

📊 How Does 14625 Compare?

Metric 14625 Rochester Rochester, NY New York
Home Value $385,631 $98,952 N/A $505,608
5-Year CAGR 8.5% 7.0% N/A 6.6%
Avg Rent $1,764 $1,517 N/A -
Cap Rate 3.6% 5.6% - -
💡 Why Invest in 14625? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14625 (Rochester, NY). Anonymous, moderated, never written by AI.

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Property managers serving Monroe County

Manage rentals here? List your business →

Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website

Single-family
Unclaimed — is this your business? Claim it free

Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+8.5%
Strong

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $385,631
Monthly Rent $1,764
Price-to-Rent 18.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 12.0%

📈 Home Appreciation

1-Year +9.4% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR +8.5% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14625

Population: 10,667

💰 Median Household Income
$100,146
This area
$100,146
State
$86,376
USA
$74,580
🏠 Renter Occupied
13.4%
This area
13.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
-24.2%
USA
3.7%
🎓 College Educated
57.3%
This area
57.3%
State
4.2%
USA
33.7%
👤 Median Age
50.0 years
This area
50.0 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
6.0%
This area
6.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 90.4%
Other/Mixed 6.5%
Hispanic/Latino 3.9%
Black/African American 1.6%
Asian 1.5%
👶 Under 18
16.4%
This area
16.4%
USA
22.0%
👴 65 and Over
23.1%
This area
23.1%
USA
17.3%
📊 Poverty Rate
3.2%
This area
3.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14625

A+ Avg School Grade
1 Schools
10.3:1 Avg Class Size
$23,279 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

INDIAN LANDING ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
538 Students
👨‍🏫
10.3:1 Class Size
💰
$23,279 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

COBBLES ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 140 GEBHARDT RD, PENFIELD
👥
554 Students
👨‍🏫
10.4:1 Class Size
💰
$23,279 Per Student
A+ Excellent

EAST ROCHESTER ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 400 WOODBINE AVE, EAST ROCHESTER
👥
449 Students
👨‍🏫
10.4:1 Class Size
💰
$26,283 Per Student
A+ Excellent

EAST ROCHESTER JUNIOR-SENIOR HIGH SCHOOL

📚 06 – 12 High School
📍 200 WOODBINE AVE, EAST ROCHESTER
👥
512 Students
👨‍🏫
9.6:1 Class Size
💰
$26,283 Per Student
A+ Excellent

HARRIS HILL ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 2126 PENFIELD RD, PENFIELD
👥
451 Students
👨‍🏫
10.3:1 Class Size
💰
$23,279 Per Student
A+ Excellent

SCHOOL 15-CHILDREN'S SCHOOL OF ROCHESTER (THE)

📚 Pre-K – 06 School
📍 85 HILLSIDE AVE, ROCHESTER
👥
372 Students
👨‍🏫
11.4:1 Class Size
💰
$37,182 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,149 Off-Campus Students
C+
St. John Fisher University
3,674 students · 2.3 mi
C+
Nazareth University
2,439 students · 3.3 mi
D
St Bernard's School of Theology and Ministry
171 students · 3.4 mi
C
Talmudical Institute of Upstate New York
18 students · 3.5 mi
D
Colgate Rochester Crozer Divinity School
63 students · 4.0 mi
C
Isabella Graham Hart School of Practical Nursing
160 students · 4.8 mi
C+
Monroe Community College
8,530 students · 6.2 mi
C
Shear Ego International School of Hair Design
133 students · 6.4 mi

Investor Insight: With 2,149 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Rochester, NY a smart market for rental property?

The 3.0/5 investability rating in Rochester, NY reflects its $386K prices and $1,764/mo rents. Investors generally consider it a solid option within NY.

What are rental rates like in Rochester, NY?

Average rent in Rochester, NY is approximately $1,764/mo per month. Against $386K home values that yields a reasonable rent-to-price ratio.

Is housing expensive in Rochester, NY?

Rochester, NY home values average about $386K. That price point suits investors targeting rentals with $1,764/mo in monthly income.

How tight is the rental market in Rochester, NY?

Vacancy risk in Rochester, NY is elevated. That supports measured cash flow for typical rental holds.

Does house hacking make sense in Rochester, NY?

House hacking in Rochester, NY is reasonable to execute. Prices around $386K and rents of $1,764/mo solid owner-occupant economics.

You know 14625 now. You don’t know where it ranks.

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How 14625 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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