Real Estate Investing in Rochester, New York (14620)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14620 (Rochester, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Rochester, NY (14620)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14620 Rochester
ZIP 14620 in Rochester, NY carries a notable set of headwinds. Home values near $280K and rents of $1,661/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 14620 can be a a viable market for hunting ground — but the discount at $280K reflects genuine risk that outside investors often underestimate.
In the broader NY picture, 14620 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 14620 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Distressed ZIPs reward experience. significant returns are possible in 14620, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Rochester:
Property Strategy for 14620
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $174,404 | $1,390 | 5.7% | +9.5% | $174,404 |
| 2BR | $206,846 | $1,740 | 6.1% | +9.1% | $103,423 |
| 3BR | $266,738 | $2,100 | 5.7% | +8.6% | $88,913 |
| 4BR | $296,637 | $2,300 | 5.6% | +8.1% | $74,159 |
| 5BR | $381,523 | — | — | +8.1% | $76,305 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14620 Compare?
| Metric | 14620 | Rochester | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $279,912 | $98,952 | N/A | $505,608 |
| 5-Year CAGR | 7.4% | 7.0% | N/A | 6.6% |
| Avg Rent | $1,661 | $1,517 | N/A | - |
| Cap Rate | 4.6% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14620 (Rochester, NY). Anonymous, moderated, never written by AI.
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Property managers serving Monroe County
Manage rentals here? List your business →Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website
Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $279,912 |
| Monthly Rent | $1,661 |
| Price-to-Rent | 14.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.1% |
| Cap Rate | 4.6% |
| 5-Year IRR | 12.1% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | +7.9% ▲ |
| 3-Year CAGR | +7.5% ▲ |
| 5-Year CAGR | +7.4% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14620
Population: 22,866
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14620
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
JAMES MONROE UPPER SCHOOL
JOSEPH C WILSON FOUNDATION ACADEMY
JOSEPH C WILSON MAGNET HIGH SCHOOL
ROCHESTER EARLY COLLEGE INTERNATIONAL HIGH SCHOOL
SCHOOL 17-ENRICO FERMI
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,149 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Rochester in NY worth investing in?
Investors tracking Rochester, NY will find a 3.0/5 rating supported by $280K median home values and $1,661/mo rents. That profile suits long-term holders targeting consistent returns.
What kind of vacancy should I budget for in Rochester, NY?
Rochester, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What is the tenant pool like in Rochester, NY?
The tenant pool in Rochester, NY is solid, supported by local employment and population fundamentals. Rents of $1,661/mo are well-absorbed by the market.
Is housing expensive in Rochester, NY?
Rochester, NY median home values land near $280K. That is reasonable territory for investors looking at $1,661/mo-per-month rentals.
What type of investing works in Rochester, NY?
A careful cash-flow rentals with hands-on management strategy Rochester, NY best. The market produces predictable results for that approach at the $280K price point.
You know 14620 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14620 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14620 ranks in Rochester, NY
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