Rochester, NY Metro Area - Investment Guide

Metro Area • 82 Cities • 104 ZIP Codes

Avg Home Value $280,041
Avg Monthly Rent $1,364
Avg Cap Rate 4.19%
Avg Investability 3.1 ★
Cities 82
ZIP Codes 104

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🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of August 29, 2026 — updated weekly

Best ZIP codes in Rochester, NY

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →

Cities in Rochester, NY

Albion New York 1 ZIPs Avon New York 1 ZIPs Bloomfield New York 1 ZIPs Branchport New York 1 ZIPs Brockport New York 1 ZIPs Caledonia New York 1 ZIPs Canandaigua New York 1 ZIPs Canaseraga New York 1 ZIPs Churchville New York 1 ZIPs Clifton Springs New York 1 ZIPs Clyde New York 1 ZIPs Conesus New York 1 ZIPs Dalton New York 1 ZIPs Dansville New York 1 ZIPs Dresden New York 1 ZIPs Dundee New York 1 ZIPs East Rochester New York 1 ZIPs Fairport New York 1 ZIPs Farmington New York 1 ZIPs Geneseo New York 1 ZIPs Geneva New York 1 ZIPs Groveland New York 1 ZIPs Hamlin New York 1 ZIPs Hemlock New York 1 ZIPs Henrietta New York 1 ZIPs Hilton New York 1 ZIPs Himrod New York 1 ZIPs Holley New York 1 ZIPs Honeoye New York 1 ZIPs Honeoye Falls New York 1 ZIPs Hunt New York 1 ZIPs Ionia New York 1 ZIPs Kendall New York 1 ZIPs Kent New York 1 ZIPs Keuka Park New York 1 ZIPs Lakeville New York 1 ZIPs Leicester New York 1 ZIPs Lima New York 1 ZIPs Linwood New York 1 ZIPs Livonia New York 1 ZIPs Lyndonville New York 1 ZIPs Lyons New York 1 ZIPs Macedon New York 1 ZIPs Manchester New York 2 ZIPs Marion New York 1 ZIPs Medina New York 1 ZIPs Mendon New York 1 ZIPs Middlesex New York 1 ZIPs Mount Morris New York 1 ZIPs Mumford New York 1 ZIPs Naples New York 1 ZIPs Newark New York 1 ZIPs North Chili New York 1 ZIPs North Rose New York 1 ZIPs Nunda New York 1 ZIPs Ontario New York 1 ZIPs Palmyra New York 1 ZIPs Penfield New York 1 ZIPs Penn Yan New York 1 ZIPs Phelps New York 1 ZIPs Piffard New York 1 ZIPs Pittsford New York 1 ZIPs Port Gibson New York 1 ZIPs Red Creek New York 1 ZIPs Rock Stream New York 1 ZIPs Rush New York 1 ZIPs Rushville New York 1 ZIPs Savannah New York 1 ZIPs Scottsville New York 1 ZIPs Sodus New York 1 ZIPs Sodus Point New York 1 ZIPs Spencerport New York 1 ZIPs Springwater New York 1 ZIPs Stanley New York 1 ZIPs Victor New York 1 ZIPs Walworth New York 1 ZIPs Waterport New York 1 ZIPs Webster New York 1 ZIPs West Henrietta New York 1 ZIPs Williamson New York 1 ZIPs Wolcott New York 1 ZIPs York New York 1 ZIPs

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
14605 Rochester NY $91,700 $1,095 9.31% 5.0 ★
14621 Rochester NY $114,390 $1,415 9.65% 5.0 ★
14611 Rochester NY $121,964 $1,564 10.00% 5.0 ★
14608 Rochester NY $114,388 $1,295 8.83% 5.0 ★
14822 Canaseraga NY $112,138 $1,323 9.20% 5.0 ★
14605 Rochester NY $100,826 $1,095 8.47% 5.0 ★
14611 Rochester NY $112,028 $1,460 10.17% 5.0 ★
14621 Rochester NY $109,607 $1,303 9.27% 5.0 ★
14608 Rochester NY $122,939 $1,429 9.06% 5.0 ★
14822 Canaseraga NY $128,269 $1,323 8.05% 5.0 ★
14605 Rochester NY $97,648 $1,350 10.78% 5.0 ★
14621 Rochester NY $114,233 $1,405 9.59% 5.0 ★
14611 Rochester NY $119,920 $1,604 10.44% 5.0 ★
14822 Canaseraga NY $111,812 $1,323 9.23% 5.0 ★
14608 Rochester NY $122,123 $1,501 9.59% 5.0 ★
14605 Rochester NY $91,211 $1,095 9.36% 5.0 ★
14621 Rochester NY $109,607 $1,303 9.27% 5.0 ★
14611 Rochester NY $122,634 $1,331 8.47% 5.0 ★
14608 Rochester NY $116,574 $1,309 8.76% 5.0 ★
14822 Canaseraga NY $123,253 $1,323 8.37% 5.0 ★
14605 Rochester NY $102,775 $1,336 10.14% 5.0 ★
14621 Rochester NY $111,944 $1,426 9.94% 5.0 ★
14611 Rochester NY $113,525 $1,261 8.66% 5.0 ★
14822 Canaseraga NY $111,812 $1,323 9.23% 5.0 ★
14608 Rochester NY $125,762 $1,553 9.63% 5.0 ★
14605 Rochester NY $91,700 $1,095 9.31% 5.0 ★
14621 Rochester NY $114,631 $1,314 8.94% 5.0 ★
14611 Rochester NY $124,621 $1,505 9.42% 5.0 ★
14608 Rochester NY $114,388 $1,295 8.83% 5.0 ★
14822 Canaseraga NY $116,295 $1,323 8.87% 5.0 ★
14605 Rochester NY $98,738 $1,529 12.08% 5.0 ★
14611 Rochester NY $112,028 $1,460 10.17% 5.0 ★
14621 Rochester NY $107,223 $1,361 9.90% 5.0 ★
14608 Rochester NY $124,675 $1,526 9.55% 5.0 ★
14822 Canaseraga NY $127,996 $1,323 8.06% 5.0 ★
14613 Rochester NY $139,509 $1,348 7.54% 4.0 ★
14619 Rochester NY $156,997 $1,430 7.10% 4.0 ★
14537 Port Gibson NY $193,543 $1,161 4.68% 4.0 ★
14489 Lyons NY $161,732 $1,260 6.08% 4.0 ★
14623 Rochester NY $245,136 $2,068 6.58% 4.0 ★
14613 Rochester NY $130,787 $1,233 7.35% 4.0 ★
14445 East Rochester NY $233,268 $1,917 6.41% 4.0 ★
14571 Waterport NY $214,897 $1,836 6.66% 4.0 ★
14613 Rochester NY $137,378 $1,348 7.65% 4.0 ★
14489 Lyons NY $166,832 $1,260 5.89% 4.0 ★
14623 Rochester NY $245,136 $2,068 6.58% 4.0 ★
14571 Waterport NY $191,606 $1,836 7.47% 4.0 ★
14623 Rochester NY $259,050 $2,101 6.32% 4.0 ★
14571 Waterport NY $209,254 $1,836 6.84% 4.0 ★
14571 Waterport NY $191,606 $1,836 7.47% 4.0 ★

Showing top 50 of 104 ZIP codes. View all →

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About Rochester, NY Real Estate Market

The Rochester, NY metropolitan statistical area (MSA) encompasses 82 cities and 104 ZIP codes. The average home value across the metro is $280,041, with an average monthly rent of $1,364. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.