Real Estate Investing in Port Gibson, New York (14537)
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Should you buy in 14537 (Port Gibson, NY)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Port Gibson, NY (14537)?
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Market Analysis: 14537 Port Gibson
The 14537 ZIP covers a section of Port Gibson that demands careful diligence. Prices near $202K look accessible, but the work to make a deal cash flow is real.
In practical terms, the numbers look inviting — $202K purchase price, 0.0% nominal cap — the work to hit that pro forma in 14537 is substantial and deserves full respect.
In the broader NY picture, 14537 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 14537 ZIP's population of 217 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.
The 14537 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Port Gibson:
Market Trends
Home Value History (with trend line)
📊 How Does 14537 Compare?
| Metric | 14537 | Port Gibson | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $202,316 | $202,316 | N/A | $505,608 |
| 5-Year CAGR | 8.2% | 8.2% | N/A | 6.6% |
| Avg Rent | $1,161 | $1,161 | N/A | - |
| Cap Rate | 4.5% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14537 (Port Gibson, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $202,316 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 14.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 12.6% |
📈 Home Appreciation
| 1-Year | +5.7% ▲ |
| 3-Year CAGR | +9.1% ▲ |
| 5-Year CAGR | +8.2% ▲ |
| 10-Year CAGR | +8.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14537
Population: 217
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 3,556 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Port Gibson, NY?
Expect median prices around $202K in Port Gibson, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
Is Port Gibson, NY good for landlords?
NY law tenant-protective for landlords, and Port Gibson inherits those rules. Investors should still review local ordinances for rental licensing.
What are rental rates like in Port Gibson, NY?
Investors in Port Gibson, NY typically see rents near $1,161/mo per month against $202K home values - a solid setup for rental cash flow.
What investment strategy works best in Port Gibson, NY?
Port Gibson, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($202K prices, $1,161/mo rents) make it a reasonable choice.
What is the renter demographic in Port Gibson, NY?
Working renters make up the core of the Port Gibson, NY tenant base. The pool is reasonable for investors targeting long-term holds.
You know 14537 now. You don’t know where it ranks.
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How 14537 ranks in Rochester, NY
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