Real Estate Investing in Clifton Springs, New York (14432)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14432 (Clifton Springs, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.3% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clifton Springs, NY (14432)?
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Market Analysis: 14432 Clifton Springs
ZIP 14432 in Clifton Springs, NY carries a resilient set of headwinds. Home values near $257K and rents of $1,161/mo sit inside a market where underwriting has to be tight.
The investment case in 14432 is notable only for operators who understand what they are buying. A $257K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In the broader NY picture, 14432 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
A significant renter share of 17% in 14432 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 14432 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Clifton Springs:
Property Strategy for 14432
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $208,674 | $1,290 | 4.5% | +7.6% | $104,337 |
| 3BR | $241,109 | $1,550 | 4.6% | +7.7% | $80,370 |
| 4BR | $265,009 | $1,710 | 4.6% | +7.4% | $66,252 |
| 5BR | $273,330 | — | — | +6.0% | $54,666 |
Market Trends
Home Value History (with trend line)
📊 How Does 14432 Compare?
| Metric | 14432 | Clifton Springs | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $257,167 | $257,167 | N/A | $505,608 |
| 5-Year CAGR | 6.6% | 6.6% | N/A | 6.6% |
| Avg Rent | $1,161 | $1,161 | N/A | - |
| Cap Rate | 3.5% | 3.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14432 (Clifton Springs, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $257,167 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 18.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 10.1% |
📈 Home Appreciation
| 1-Year | +7.5% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14432
Population: 5,583
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14432
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,556 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How tight is the rental market in Clifton Springs, NY?
Vacancy in Clifton Springs, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,161/mo.
Are renters plentiful in Clifton Springs, NY?
The tenant pool in Clifton Springs, NY is solid, supported by local employment and population fundamentals. Rents of $1,161/mo are well-absorbed by the market.
Is Clifton Springs, NY good for landlords?
Rental owners in Clifton Springs, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
Is Clifton Springs, NY good for house hacking?
Clifton Springs, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $257K price point reasonable to enter.
What is the average home sale price in Clifton Springs, NY?
Clifton Springs, NY home values average about $257K. That price point suits investors targeting rentals with $1,161/mo in monthly income.
You know 14432 now. You don’t know where it ranks.
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How 14432 ranks in Rochester, NY
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