Real Estate Investing in Farmington, New York (14425)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14425 (Farmington, NY)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Farmington, NY (14425)?
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Market Analysis: 14425 Farmington
The 14425 ZIP in Farmington, NY is a local-operator market. Outside capital chasing a $339K entry has to pair deep knowledge with the discount.
Distressed markets are won on execution, not on spreadsheets. ZIP 14425 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 14425 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Demographically, 14425 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategy in 14425 is an operator game, not a passive one. From an investor standpoint, entry prices of $339K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Farmington:
Property Strategy for 14425
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $236,684 | $2,000 | 6.1% | +8.9% | $118,342 |
| 3BR | $285,923 | $2,410 | 6.1% | +8.4% | $95,308 |
| 4BR | $396,699 | $2,650 | 4.8% | +8.6% | $99,175 |
| 5BR | $467,175 | — | — | +8.6% | $93,435 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14425 Compare?
| Metric | 14425 | Farmington | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $338,809 | $338,809 | N/A | $505,608 |
| 5-Year CAGR | 7.8% | 7.8% | N/A | 6.6% |
| Avg Rent | $2,133 | $2,133 | N/A | - |
| Cap Rate | 4.9% | 4.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14425 (Farmington, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $338,809 |
| Monthly Rent | $2,133 |
| Price-to-Rent | 13.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.6% |
| Cap Rate | 4.9% |
| 5-Year IRR | 12.7% |
📈 Home Appreciation
| 1-Year | +9.6% ▲ |
| 3-Year CAGR | +6.7% ▲ |
| 5-Year CAGR | +7.8% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14425
Population: 13,582
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 3,556 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much is rent in Farmington, NY?
Rents in Farmington, NY run near $2,133/mo. Compared with median home prices of $339K that produces solid gross yields for typical rentals.
Is Farmington, NY good for landlords?
For rental operators, Farmington, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
Do landlords face vacancy issues in Farmington, NY?
Expect elevated vacancy in Farmington, NY. Rents at $2,133/mo are absorbed by the tenant base without meaningful lag.
Can owner-occupants cash flow in Farmington, NY?
Farmington, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $339K price point reasonable to enter.
What strategy should investors use in Farmington, NY?
A careful cash-flow rentals with hands-on management strategy Farmington, NY best. The market produces measured results for that approach at the $339K price point.
You know 14425 now. You don’t know where it ranks.
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How 14425 ranks in Rochester, NY
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