Real Estate Investing in Victor, New York (14564)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14564 (Victor, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Victor, NY (14564)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14564 Victor
ZIP 14564 in Victor, NY carries a solid set of headwinds. Home values near $510K and rents of $1,960/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 14564 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
In the broader NY picture, 14564 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 14564 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. substantial returns are possible in 14564, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Victor:
Property Strategy for 14564
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $291,086 | $1,910 | 4.7% | +8.1% | $145,543 |
| 3BR | $399,856 | $2,300 | 4.1% | +8.9% | $133,285 |
| 4BR | $566,450 | $2,530 | 3.2% | +9.6% | $141,613 |
| 5BR | $725,991 | — | — | +9.4% | $145,198 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14564 Compare?
| Metric | 14564 | Victor | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $510,495 | $510,495 | N/A | $505,608 |
| 5-Year CAGR | 8.2% | 8.2% | N/A | 6.6% |
| Avg Rent | $1,960 | $1,960 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14564 (Victor, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 14564 (Victor, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $510,495 |
| Monthly Rent | $1,960 |
| Price-to-Rent | 21.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 11.2% |
📈 Home Appreciation
| 1-Year | +9.3% ▲ |
| 3-Year CAGR | +6.9% ▲ |
| 5-Year CAGR | +8.2% ▲ |
| 10-Year CAGR | +6.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14564
Population: 16,257
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14564
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 5,646 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is real estate in Victor, NY a good investment right now?
Victor, NY scores 3.0/5 for investability. Home values sit at $510K and rents near $1,960/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What do rentals go for in Victor, NY?
Rental rates in Victor, NY average $1,960/mo. Tenant demand and $510K home values make the yield look reasonable by investor standards.
What is the typical renter like in Victor, NY?
Tenant quality in Victor, NY ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,960/mo.
How tight is the rental market in Victor, NY?
Victor, NY carries elevated vacancy risk. Expect even-keeled absorption at market rents of $1,960/mo.
Can I house hack in Victor, NY?
Victor, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $510K price point reasonable to enter.
You know 14564 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14564 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14564 ranks in Rochester, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 14564 (Victor)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 14564 (Victor, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.