Real Estate Investing in Manchester, New York (14548)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14548 (Manchester, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Manchester, NY (14548)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14548 Manchester
Not every below-median market is a bargain. Manchester's 14548 ZIP registers signals that favor experienced operators who can absorb the risk $259K pricing implies.
For an experienced owner, 14548 can be a a viable market for hunting ground — but the discount at $259K reflects genuine risk that outside investors often underestimate.
The gap between 14548 and stronger Manchester ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Who lives in 14548 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Manchester:
Property Strategy for 14548
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $217,465 | $1,360 | 4.5% | +8.8% | $108,732 |
| 3BR | $240,631 | $1,640 | 4.9% | +8.1% | $80,210 |
| 4BR | $263,689 | $1,800 | 4.9% | +8.2% | $65,922 |
Market Trends
Home Value History (with trend line)
📊 How Does 14548 Compare?
| Metric | 14548 | Manchester | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $259,281 | $233,051 | N/A | $505,608 |
| 5-Year CAGR | 7.2% | 6.8% | N/A | 6.6% |
| Avg Rent | $1,224 | $1,332 | N/A | - |
| Cap Rate | 3.7% | 4.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14548 (Manchester, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $259,281 |
| Monthly Rent | $1,224 |
| Price-to-Rent | 17.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +8.8% ▲ |
| 3-Year CAGR | +6.8% ▲ |
| 5-Year CAGR | +7.2% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14548
Population: 3,695
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14548
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,556 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much is rent in Manchester, NY?
Rental rates in Manchester, NY average $1,224/mo. Tenant demand and $259K home values make the yield look reasonable by investor standards.
How qualified is the tenant pool in Manchester, NY?
Working renters make up the core of the Manchester, NY tenant base. The pool is reasonable for investors targeting long-term holds.
How does Manchester, NY stack up for property investment?
With a 3.0/5 investability score, Manchester, NY ranks as a solid market for rental property investors. Median prices of $259K and rents of $1,224/mo drive the underlying numbers.
How do landlord-tenant laws work in Manchester, NY?
The landlord environment in Manchester, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
How tight is the rental market in Manchester, NY?
Vacancy in Manchester, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,224/mo.
You know 14548 now. You don’t know where it ranks.
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How 14548 ranks in Rochester, NY
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