Real Estate Investing in Ontario, New York (14519)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14519 (Ontario, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ontario, NY (14519)?
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Market Analysis: 14519 Ontario
Investors eyeing 14519 need to respect the fundamentals at play. Home values of $354K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 14519 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Looking more closely, 14519 offers a low basis, the region around Ontario has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Meanwhile, 12,487 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
New investors are better served looking at Ontario's stable or hybrid ZIPs before stepping into 14519. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Ontario:
Property Strategy for 14519
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $250,876 | $1,430 | 4.1% | +9.6% | $125,438 |
| 3BR | $320,027 | $1,720 | 3.9% | +9.3% | $106,676 |
| 4BR | $380,605 | $1,890 | 3.6% | +9.3% | $95,151 |
| 5BR | $420,088 | — | — | +9.7% | $84,018 |
Market Trends
Home Value History (with trend line)
📊 How Does 14519 Compare?
| Metric | 14519 | Ontario | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $353,845 | $353,845 | N/A | $505,608 |
| 5-Year CAGR | 8.2% | 8.2% | N/A | 6.6% |
| Avg Rent | $1,287 | $1,287 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14519 (Ontario, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $353,845 |
| Monthly Rent | $1,287 |
| Price-to-Rent | 22.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.8% |
| 5-Year IRR | 11.0% |
📈 Home Appreciation
| 1-Year | +8.4% ▲ |
| 3-Year CAGR | +7.7% ▲ |
| 5-Year CAGR | +8.2% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14519
Population: 12,487
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Ontario, NY a smart market for rental property?
The 3.0/5 investability rating in Ontario, NY reflects its $354K prices and $1,287/mo rents. Investors generally consider it a solid option within NY.
What is the smart move for investors in Ontario, NY?
Most investors in Ontario, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
What is the typical renter like in Ontario, NY?
Tenant quality in Ontario, NY ranks as solid. Landlords generally report predictable occupancy at market rents of $1,287/mo.
Are there empty rentals in Ontario, NY?
Vacancy in Ontario, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,287/mo.
What is the median home value in Ontario, NY?
Expect median prices around $354K in Ontario, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
You know 14519 now. You don’t know where it ranks.
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How 14519 ranks in Rochester, NY
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