Real Estate Investing in Mumford, New York (14511)
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Should you buy in 14511 (Mumford, NY)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mumford, NY (14511)?
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Market Analysis: 14511 Mumford
This part of Monroe County is not an easy win. The 14511 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Stepping back, the numbers look inviting — $236K purchase price, 0.0% nominal cap — the work to hit that pro forma in 14511 is substantial and deserves full respect.
ZIP 14511's metrics run below Monroe County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 14511 ZIP's population of 529 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.
Distressed ZIPs reward experience. robust returns are possible in 14511, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Mumford:
Market Trends
Home Value History (with trend line)
📊 How Does 14511 Compare?
| Metric | 14511 | Mumford | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $236,318 | $236,318 | N/A | $505,608 |
| 5-Year CAGR | 7.8% | 7.8% | N/A | 6.6% |
| Avg Rent | $1,350 | $1,350 | N/A | - |
| Cap Rate | 4.5% | 4.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14511 (Mumford, NY). Anonymous, moderated, never written by AI.
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Property managers serving Monroe County
Manage rentals here? List your business →Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website
Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $236,318 |
| Monthly Rent | $1,350 |
| Price-to-Rent | 14.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.9% |
| Cap Rate | 4.5% |
| 5-Year IRR | 12.2% |
📈 Home Appreciation
| 1-Year | +12.2% ▲ |
| 3-Year CAGR | +7.7% ▲ |
| 5-Year CAGR | +7.8% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14511
Population: 529
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 2,700 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Mumford, NY a smart market for rental property?
Mumford, NY sits at an investability rating of 3.0/5, with median home values near $236K and average rents around $1,350/mo. That combination puts it in the sturdy tier for investor interest.
How expensive is real estate in Mumford, NY?
In Mumford, NY the median home value sits at $236K. Against the broader NY market, that reads as reasonable for most investors.
Are there empty rentals in Mumford, NY?
Vacancy risk in Mumford, NY is elevated. That supports reliable cash flow for typical rental holds.
What real estate strategy is ideal for Mumford, NY?
The best-fit strategy in Mumford, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How much rent can I charge in Mumford, NY?
Average rent in Mumford, NY is approximately $1,350/mo per month. Against $236K home values that yields a reasonable rent-to-price ratio.
You know 14511 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14511 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14511 ranks in Rochester, NY
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