Real Estate Investing in North Chili, New York (14514)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14514 (North Chili, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in North Chili, NY (14514)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14514 North Chili
The 14514 ZIP covers a section of North Chili that demands careful diligence. Prices near $346K look accessible, but the work to make a deal cash flow is real.
The 14514 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader NY picture, 14514 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 14514 ZIP's population of 5,979 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.
Distressed ZIPs reward experience. significant returns are possible in 14514, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in North Chili:
Property Strategy for 14514
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $281,577 | $2,100 | 5.4% | +10.4% | $140,789 |
| 3BR | $317,522 | $2,530 | 5.7% | +10.2% | $105,841 |
| 4BR | $383,807 | $2,780 | 5.2% | +10.4% | $95,952 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14514 Compare?
| Metric | 14514 | North Chili | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $346,480 | $346,480 | N/A | $505,608 |
| 5-Year CAGR | 8.9% | 8.9% | N/A | 6.6% |
| Avg Rent | $1,810 | $1,810 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14514 (North Chili, NY). Anonymous, moderated, never written by AI.
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Property managers serving Monroe County
Manage rentals here? List your business →Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website
Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $346,480 |
| Monthly Rent | $1,810 |
| Price-to-Rent | 16.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 13.0% |
📈 Home Appreciation
| 1-Year | +9.8% ▲ |
| 3-Year CAGR | +8.4% ▲ |
| 5-Year CAGR | +8.9% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14514
Population: 5,979
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14514
Nearby Schools (4 more)
Schools in adjacent ZIP codes that may serve this area
CHURCHVILLE ELEMENTARY SCHOOL
FAIRBANKS ROAD ELEMENTARY SCHOOL
CHURCHVILLE-CHILI MIDDLE SCHOOL
CHURCHVILLE-CHILI SENIOR HIGH SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,149 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How expensive is real estate in North Chili, NY?
In North Chili, NY the median home value sits at $346K. Against the broader NY market, that reads as reasonable for most investors.
Is North Chili, NY a good market for FHA house hackers?
The house hack math a challenging in North Chili, NY. Owner-occupant buyers benefit from the $1,810/mo rents and $346K home values.
What is the typical renter like in North Chili, NY?
Tenant demand in North Chili, NY is solid. The local workforce $1,810/mo rents across most rental classes.
Are there empty rentals in North Chili, NY?
Vacancy risk in North Chili, NY is elevated. That supports steady cash flow for typical rental holds.
Are rents high in North Chili, NY?
Average rent in North Chili, NY is approximately $1,810/mo per month. Against $346K home values that yields a reasonable rent-to-price ratio.
You know 14514 now. You don’t know where it ranks.
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How 14514 ranks in Rochester, NY
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