Real Estate Investing in Churchville, New York (14428)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14428 (Churchville, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Churchville, NY (14428)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14428 Churchville
ZIP 14428 in Churchville, NY carries a solid set of headwinds. Home values near $343K and rents of $1,476/mo sit inside a market where underwriting has to be tight.
Rent of $1,476/mo on a $343K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 14428 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 14428 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 14428 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 14428 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Churchville:
Property Strategy for 14428
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $198,319 | $1,640 | 6.0% | +8.5% | $99,160 |
| 3BR | $308,493 | $1,980 | 4.6% | +9.2% | $102,831 |
| 4BR | $362,593 | $2,170 | 4.3% | +9.5% | $90,648 |
| 5BR | $398,873 | — | — | +8.9% | $79,775 |
Market Trends
Home Value History (with trend line)
📊 How Does 14428 Compare?
| Metric | 14428 | Churchville | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $343,247 | $343,247 | N/A | $505,608 |
| 5-Year CAGR | 8.6% | 8.6% | N/A | 6.6% |
| Avg Rent | $1,476 | $1,476 | N/A | - |
| Cap Rate | 3.4% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14428 (Churchville, NY). Anonymous, moderated, never written by AI.
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Property managers serving Monroe County
Manage rentals here? List your business →Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website
Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $343,247 |
| Monthly Rent | $1,476 |
| Price-to-Rent | 19.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 12.0% |
📈 Home Appreciation
| 1-Year | +10.8% ▲ |
| 3-Year CAGR | +7.7% ▲ |
| 5-Year CAGR | +8.6% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14428
Population: 7,986
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14428
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,088 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Churchville in NY worth investing in?
Churchville, NY rates 3.0/5 for investability. With median values at $343K and rents near $1,476/mo, the market offers reasonable fundamentals for rental investors.
What real estate strategy is ideal for Churchville, NY?
The best-fit strategy in Churchville, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What price range are homes in Churchville, NY?
Homes in Churchville, NY typically sell near $343K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
How strict are landlord regulations in Churchville, NY?
Churchville, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
How much is rent in Churchville, NY?
Average rent in Churchville, NY is approximately $1,476/mo per month. Against $343K home values that yields a reasonable rent-to-price ratio.
You know 14428 now. You don’t know where it ranks.
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How 14428 ranks in Rochester, NY
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