Real Estate Investing in Scottsville, New York (14546)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14546 (Scottsville, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.3% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Scottsville, NY (14546)?
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Market Analysis: 14546 Scottsville
Investors eyeing 14546 need to respect the fundamentals at play. Home values of $281K come alongside slower price movement and elevated management overhead.
The 14546 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within NY, ZIP 14546 trails on several market indicators that neighboring Monroe County submarkets outperform. The gap is real and solid enough to shape underwriting.
Employment concentration in 14546 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Scottsville's stable or hybrid ZIPs before stepping into 14546. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Scottsville:
Property Strategy for 14546
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $196,614 | $1,780 | 6.5% | +8.2% | $98,307 |
| 3BR | $254,962 | $2,140 | 6.0% | +8.4% | $84,987 |
| 4BR | $299,708 | $2,360 | 5.7% | +8.3% | $74,927 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 14546 Compare?
| Metric | 14546 | Scottsville | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $280,627 | $280,627 | N/A | $505,608 |
| 5-Year CAGR | 7.8% | 7.8% | N/A | 6.6% |
| Avg Rent | $1,738 | $1,738 | N/A | - |
| Cap Rate | 4.8% | 4.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14546 (Scottsville, NY). Anonymous, moderated, never written by AI.
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Property managers serving Monroe County
Manage rentals here? List your business →Turn-Key Property Management is a full-service company specializing in residential properties of all sizes, serving the community since 1983. summary from their website
Gallagher Property Management helps individuals find their perfect rental home and provides property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $280,627 |
| Monthly Rent | $1,738 |
| Price-to-Rent | 13.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.4% |
| Cap Rate | 4.8% |
| 5-Year IRR | 12.6% |
📈 Home Appreciation
| 1-Year | +10.3% ▲ |
| 3-Year CAGR | +7.5% ▲ |
| 5-Year CAGR | +7.8% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14546
Population: 4,585
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14546
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,149 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong are rents in Scottsville, NY?
Investors in Scottsville, NY typically see rents near $1,738/mo per month against $281K home values - a solid setup for rental cash flow.
Can I live-in-and-rent in Scottsville, NY?
The house hack math a challenging in Scottsville, NY. Owner-occupant buyers benefit from the $1,738/mo rents and $281K home values.
How much does a house cost in Scottsville, NY?
Homes in Scottsville, NY typically sell near $281K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.
What approach is best for Scottsville, NY real estate?
The best-fit strategy in Scottsville, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
What is the renter demographic in Scottsville, NY?
Scottsville, NY offers a even-keeled renter base at the $1,738/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 14546 now. You don’t know where it ranks.
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How 14546 ranks in Rochester, NY
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