Real Estate Investing in Bergen, New York (14416)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14416 (Bergen, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bergen, NY (14416)?
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Market Analysis: 14416 Bergen
Not every below-median market is a bargain. Bergen's 14416 ZIP stands at signals that favor experienced operators who can absorb the risk $267K pricing implies.
Rent of $1,161/mo on a $267K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 14416 sits below the stated 0.0% once reality is priced in.
Within NY, ZIP 14416 trails on several market indicators that neighboring Genesee County submarkets outperform. The gap is real and impressive enough to shape underwriting.
Resident income in 14416 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 14416 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Bergen:
Property Strategy for 14416
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $180,774 | $1,290 | 5.1% | +7.8% | $90,387 |
| 3BR | $251,774 | $1,550 | 4.4% | +7.5% | $83,925 |
| 4BR | $265,426 | $1,710 | 4.6% | +7.8% | $66,356 |
Market Trends
Home Value History (with trend line)
📊 How Does 14416 Compare?
| Metric | 14416 | Bergen | Batavia, NY | New York |
|---|---|---|---|---|
| Home Value | $267,015 | $267,015 | N/A | $505,608 |
| 5-Year CAGR | 6.4% | 6.4% | N/A | 6.6% |
| Avg Rent | $1,161 | $1,161 | N/A | - |
| Cap Rate | 3.4% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14416 (Bergen, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $267,015 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 19.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +11.2% ▲ |
| 3-Year CAGR | +6.3% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14416
Population: 3,908
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14416
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,837 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Bergen in NY worth investing in?
Our data puts Bergen, NY at 3.0/5 for investability. Home prices of $267K and rents around $1,161/mo create a solid backdrop for investor activity.
Where do rents currently stand in Bergen, NY?
The typical rental in Bergen, NY commands about $1,161/mo monthly. That rent profile stable cash flow against the $267K purchase basis.
Does house hacking make sense in Bergen, NY?
House hacking works a challenging in Bergen, NY. Rents of $1,161/mo against $267K acquisition make the strategy solid for owner-occupants.
What are vacancy rates like in Bergen, NY?
Bergen, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.
What is the smart move for investors in Bergen, NY?
Most investors in Bergen, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
You know 14416 now. You don’t know where it ranks.
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How 14416 ranks in Batavia, NY
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