Real Estate Investing in Stafford, New York (14143)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Genesee County • Population: 1,230 • Data updated: September 2026

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Should you buy in 14143 (Stafford, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 22.6% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stafford, NY (14143)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $242,381
Avg Monthly Rent $1,143
1% Rule ✗ Does Not Meet
Median Income $94,643
% Renters 11.0%

Market Analysis: 14143 Stafford

ZIP 14143 inside Genesee County looks affordable on the surface — median value of $242K — but the discount exists for reasons that a careful buyer should understand before committing.

The 14143 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 14143 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 14143 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stafford:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+9.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,143/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Batavia, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Batavia, NY metro data
🏠

Property Strategy for 14143

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
2BR
+7.3% 5yr CAGR
Best Overall Value
4BR
$64,775/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $183,664 $1,270 5.0% +7.3% $91,832
3BR $232,837 $1,520 4.7% +7.2% $77,612
4BR $259,098 $1,680 4.7% +5.9% $64,775

Market Trends

Home Value History (with trend line)

$253K$222K$190K$159K$127K$96KJul 2006Jul 2016Jul 2026

📊 How Does 14143 Compare?

Metric 14143 Stafford Batavia, NY New York
Home Value $242,381 $242,381 N/A $505,608
5-Year CAGR 6.0% 6.0% N/A 6.6%
Avg Rent $1,143 $1,143 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 14143? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14143 (Stafford, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+6.0%
Moderate

📉 Market Crash Risk Index

Based on Batavia, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
17%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $242,381
Monthly Rent $1,143
Price-to-Rent 17.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 9.7%

📈 Home Appreciation

1-Year +9.7% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
22.6%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.0%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14143

Population: 1,230

💰 Median Household Income
$94,643
This area
$94,643
State
$86,376
USA
$74,580
🏠 Renter Occupied
11.0%
This area
11.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-24.2%
USA
3.7%
🎓 College Educated
27.2%
This area
27.2%
State
4.2%
USA
33.7%
👤 Median Age
39.8 years
This area
39.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
22.6%
This area
22.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 80.7%
Other/Mixed 16.3%
Hispanic/Latino 6.3%
Black/African American 3.0%
👶 Under 18
23.9%
This area
23.9%
USA
22.0%
👴 65 and Over
15.3%
This area
15.3%
USA
17.3%
📊 Poverty Rate
6.3%
This area
6.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 2,749 Off-Campus Students
C
Genesee Community College
4,288 students · 4.3 mi
C
Genesee Valley BOCES-Practical Nursing Program
61 students · 6.0 mi

Investor Insight: With 2,749 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Stafford, NY better for rentals, flips, or BRRRR?

For Stafford, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What kind of tenants rent in Stafford, NY?

Stafford, NY offers a predictable renter base at the $1,143/mo rent level. Tenant turnover is reasonable for well-managed properties.

What do rentals go for in Stafford, NY?

Average rent in Stafford, NY is approximately $1,143/mo per month. Against $242K home values that yields a reasonable rent-to-price ratio.

Is Stafford, NY good for landlords?

For rental operators, Stafford, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

What price range are homes in Stafford, NY?

Median home price in Stafford, NY is near $242K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

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How 14143 ranks in Batavia, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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