Real Estate Investing in Linwood, New York (14486)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14486 (Linwood, NY)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Linwood, NY (14486)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 14486 Linwood
Investors eyeing 14486 need to respect the fundamentals at play. Home values of $243K come alongside slower price movement and elevated management overhead.
The investment case in 14486 is notable only for operators who understand what they are buying. A $243K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In practical terms, 14486 offers a low basis, the region around Linwood has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 14486 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Linwood's stable or hybrid ZIPs before stepping into 14486. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Linwood:
Market Trends
Home Value History (with trend line)
📊 How Does 14486 Compare?
| Metric | 14486 | Linwood | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $242,838 | $242,838 | N/A | $505,608 |
| 5-Year CAGR | N/A | N/A | N/A | 6.6% |
| Avg Rent | $1,161 | $1,161 | N/A | - |
| Cap Rate | 3.7% | 3.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14486 (Linwood, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 14486 (Linwood, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $242,838 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 17.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.7% |
| Cap Rate | 3.7% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +5.5% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14486
Population: 374
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 2,700 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does Linwood, NY stack up for property investment?
Linwood, NY reflects an investability rating of 2.0/5, with median home values near $243K and average rents around $1,161/mo. That combination puts it in the impressive tier for investor interest.
Are tenants stable in Linwood, NY?
Working renters make up the core of the Linwood, NY tenant base. The pool is reasonable for investors targeting long-term holds.
Where do rents currently stand in Linwood, NY?
The typical rental in Linwood, NY commands about $1,161/mo monthly. That rent profile consistent cash flow against the $243K purchase basis.
Are landlord laws favorable in Linwood, NY?
Rental owners in Linwood, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
What is the rental occupancy rate in Linwood, NY?
Occupancy in Linwood, NY runs consistent with elevated vacancy. Well-priced units at $1,161/mo lease on reasonable timelines.
You know 14486 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 14486 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 14486 ranks in Rochester, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 14486 (Linwood)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 14486 (Linwood, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.