Real Estate Investing in York, New York (14592)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Livingston County • Population: 119 • Data updated: September 2026

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Should you buy in 14592 (York, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.9% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in York, NY (14592)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $202,715
Avg Monthly Rent $1,161
1% Rule ✗ Does Not Meet
Median Income $78,750
% Renters 0.0%

Market Analysis: 14592 York

The 14592 ZIP in York, NY is a local-operator market. Outside capital chasing a $203K entry has to pair deep knowledge with the discount.

The 14592 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in York have seen price recovery that 14592 has not matched. Livingston County data supports the view that the spread is structural rather than temporary.

A robust renter share of 0% in 14592 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 14592 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in York:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+7.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,161/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data

Market Trends

Home Value History (with trend line)

$214K$189K$164K$138K$113K$88KJul 2006Jul 2016Jul 2026

📊 How Does 14592 Compare?

Metric 14592 York Rochester, NY New York
Home Value $202,715 $202,715 N/A $505,608
5-Year CAGR 7.0% 7.0% N/A 6.6%
Avg Rent $1,161 $1,161 N/A -
Cap Rate 4.5% 4.5% - -
💡 Why Invest in 14592? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14592 (York, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+7.0%
Strong

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $202,715
Monthly Rent $1,161
Price-to-Rent 14.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.9%
Cap Rate 4.5%
5-Year IRR 11.4%

📈 Home Appreciation

1-Year +7.0% ▲
3-Year CAGR +6.8% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.9%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14592

Population: 119

💰 Median Household Income
$78,750
This area
$78,750
State
$86,376
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
33.0%
This area
33.0%
State
4.2%
USA
33.7%
👤 Median Age
68.6 years
This area
68.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
15.9%
This area
15.9%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
8.8%
This area
8.8%
USA
22.0%
👴 65 and Over
64.6%
This area
64.6%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14592

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

YORK MIDDLE/HIGH SCHOOL

📚 06 – 12 High School
📍 2578 GENESEE ST, RETSOF
👥
366 Students
👨‍🏫
7.7:1 Class Size
💰
$35,826 Per Student
A+ Excellent

YORK CENTRAL ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 2578 GENESEE ST, RETSOF
👥
274 Students
👨‍🏫
8.6:1 Class Size
💰
$35,826 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 3 Off-Campus Students
B
SUNY College at Geneseo
3,928 students · 6.1 mi
C+
Elim Bible Institute and College
98 students · 14.2 mi

Frequently Asked Questions

What investment strategy works best in York, NY?

A careful cash-flow rentals with hands-on management strategy York, NY best. The market produces measured results for that approach at the $203K price point.

How much does a house cost in York, NY?

Median home price in York, NY is near $203K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

How strong is York, NY for real estate investors?

Our data puts York, NY at 3.0/5 for investability. Home prices of $203K and rents around $1,161/mo create a solid backdrop for investor activity.

How landlord-friendly is York, NY?

NY ranks as a tenant-protective state for landlord-tenant law. York generally follows the statewide framework, so landlords face reasonable operating rules.

Do rentals sit vacant long in York, NY?

Occupancy in York, NY runs predictable with elevated vacancy. Well-priced units at $1,161/mo lease on reasonable timelines.

You know 14592 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14592 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14592 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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