Real Estate Investing in Geneseo, New York (14454)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Livingston County • Population: 11,044 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 14454 (Geneseo, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 14.6% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Geneseo, NY (14454)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $327,533
Avg Monthly Rent $1,458
1% Rule ✗ Does Not Meet
Median Income $62,500
% Renters 45.7%

Market Analysis: 14454 Geneseo

ZIP 14454 inside Livingston County looks affordable on the surface — median value of $328K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $1,458/mo on a $328K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 14454 sits below the stated 0.0% once reality is priced in.

In the broader NY picture, 14454 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 14454 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. substantial returns are possible in 14454, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Geneseo:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+7.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,458/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data
🏠

Property Strategy for 14454

Which property type performs best in this market?

Best for Cash Flow
3BR
4.8% cap rate
Best for Appreciation
2BR
+8.4% 5yr CAGR
Best Overall Value
5BR
$76,975/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $279,940 $1,620 4.2% +8.4% $139,970
3BR $293,379 $1,950 4.8% +7.4% $97,793
4BR $328,030 $2,140 4.7% +6.8% $82,008
5BR $384,875 +6.0% $76,975

Market Trends

Home Value History (with trend line)

$341K$302K$263K$224K$185K$146KJul 2006Jul 2016Jul 2026

📊 How Does 14454 Compare?

Metric 14454 Geneseo Rochester, NY New York
Home Value $327,533 $327,533 N/A $505,608
5-Year CAGR 6.7% 6.7% N/A 6.6%
Avg Rent $1,458 $1,458 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 14454? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14454 (Geneseo, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+6.7%
Strong

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $327,533
Monthly Rent $1,458
Price-to-Rent 18.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.5%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +7.8% ▲
3-Year CAGR +5.7% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.6%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.7%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14454

Population: 11,044

💰 Median Household Income
$62,500
This area
$62,500
State
$86,376
USA
$74,580
🏠 Renter Occupied
45.7%
This area
45.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-24.2%
USA
3.7%
🎓 College Educated
49.1%
This area
49.1%
State
4.2%
USA
33.7%
👤 Median Age
22.0 years
This area
22.0 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
14.6%
This area
14.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 89.5%
Other/Mixed 5.3%
Hispanic/Latino 3.9%
Black/African American 2.6%
Asian 2.5%
👶 Under 18
12.1%
This area
12.1%
USA
22.0%
👴 65 and Over
14.7%
This area
14.7%
USA
17.3%
📊 Poverty Rate
9.6%
This area
9.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14454

A+ Avg School Grade
2 Schools
9.1:1 Avg Class Size
$28,950 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

GENESEO ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
397 Students
👨‍🏫
9.5:1 Class Size
💰
$28,950 Per Student
A+ Excellent

GENESEO MIDDLE SCHOOL HIGH SCHOOL

📚 06 – 12 High School
👥
449 Students
👨‍🏫
8.7:1 Class Size
💰
$28,950 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 3 Off-Campus Students
B
SUNY College at Geneseo
3,928 students · 2.7 mi
C+
Elim Bible Institute and College
98 students · 11.0 mi

Frequently Asked Questions

What is the median home value in Geneseo, NY?

Geneseo, NY home values average about $328K. That price point suits investors targeting rentals with $1,458/mo in monthly income.

How should investors approach Geneseo, NY?

A careful cash-flow rentals with hands-on management strategy Geneseo, NY best. The market produces steady results for that approach at the $328K price point.

Are tenants stable in Geneseo, NY?

Expect a solid tenant pool in Geneseo, NY. The rental market absorbs $1,458/mo rents without meaningful friction.

Does a duplex house hack pencil in Geneseo, NY?

House hacking works a challenging in Geneseo, NY. Rents of $1,458/mo against $328K acquisition make the strategy solid for owner-occupants.

How landlord-friendly is Geneseo, NY?

NY law tenant-protective for landlords, and Geneseo inherits those rules. Investors should still review local ordinances for rental licensing.

You know 14454 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14454 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14454 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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