Real Estate Investing in Lakeville, New York (14480)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Livingston County • Population: 532 • Data updated: September 2026

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Should you buy in 14480 (Lakeville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
4 flags
  • High vacancy: 45.1% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Higher unemployment: 44.2% unemployment — tenant risk signal.
  • High price-to-rent: Price-to-rent ratio 28.5 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lakeville, NY (14480)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $402,848
Avg Monthly Rent $1,179
1% Rule ✗ Does Not Meet
Median Income $57,292
% Renters 26.3%

Market Analysis: 14480 Lakeville

Investors eyeing 14480 need to respect the fundamentals at play. Home values of $403K come alongside slower price movement and elevated management overhead.

The investment case in 14480 is robust only for operators who understand what they are buying. A $403K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Lakeville have seen price recovery that 14480 has not matched. Livingston County data supports the view that the spread is structural rather than temporary.

Resident income in 14480 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 14480 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lakeville:

C Below Average
Buy Confidence Score: 58/100
Affordability
5/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7× the median income
Value Trend
Rising (+9.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,179/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data

Market Trends

Home Value History (with trend line)

$422K$366K$311K$255K$200K$144KJul 2006Jul 2016Jul 2026

📊 How Does 14480 Compare?

Metric 14480 Lakeville Rochester, NY New York
Home Value $402,848 $402,848 N/A $505,608
5-Year CAGR 10.0% 10.0% N/A 6.6%
Avg Rent $1,179 $1,179 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 14480? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14480 (Lakeville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+10.0%
Strong

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $402,848
Monthly Rent $1,179
Price-to-Rent 28.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 12.3%

📈 Home Appreciation

1-Year +9.4% ▲
3-Year CAGR +8.2% ▲
5-Year CAGR +10.0% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
45.1%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+10.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14480

Population: 532

💰 Median Household Income
$57,292
This area
$57,292
State
$86,376
USA
$74,580
🏠 Renter Occupied
26.3%
This area
26.3%
State
26.4%
USA
34.0%
💼 Unemployment Rate
44.2%
This area
44.2%
State
-24.2%
USA
3.7%
🎓 College Educated
29.0%
This area
29.0%
State
4.2%
USA
33.7%
👤 Median Age
42.7 years
This area
42.7 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
45.1%
This area
45.1%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 93.7%
Other/Mixed 6.3%
Hispanic/Latino 4.6%
👶 Under 18
1.9%
This area
1.9%
USA
22.0%
👴 65 and Over
12.8%
This area
12.8%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 3 Off-Campus Students
B
SUNY College at Geneseo
3,928 students · 6.5 mi
C+
Elim Bible Institute and College
98 students · 6.8 mi

Frequently Asked Questions

Is Lakeville, NY a good place for real estate investing?

With a 3.0/5 investability score, Lakeville, NY ranks as a solid market for rental property investors. Median prices of $403K and rents of $1,179/mo drive the underlying numbers.

How much is rent in Lakeville, NY?

Rental rates in Lakeville, NY average $1,179/mo. Tenant demand and $403K home values make the yield look reasonable by investor standards.

How high is vacancy risk in Lakeville, NY?

Lakeville, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.

How should investors approach Lakeville, NY?

Investors usually favor careful cash-flow rentals with hands-on management in Lakeville, NY. With home values at $403K and rents near $1,179/mo, other strategies can work but produce stable rather than outsized returns.

Is NY a landlord-friendly state?

NY law tenant-protective for landlords, and Lakeville inherits those rules. Investors should still review local ordinances for rental licensing.

You know 14480 now. You don’t know where it ranks.

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How 14480 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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