Best ZIP Codes for Cash Flow in Oxnard-Thousand Oaks-Ventura, CA (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 93041 Port Hueneme, CA $633,280 $2,855 3.52% 4.1%
2 93036 Oxnard, CA $795,593 $2,985 2.93% 3.3%
3 93033 Oxnard, CA $717,497 $2,569 2.79% 4.6%
4 93021 Moorpark, CA $942,744 $3,362 2.78% 3.5%
5 93015 Fillmore, CA $702,754 $2,475 2.75% 3.2%
6 93030 Oxnard, CA $785,684 $2,748 2.73% 3.5%
7 93040 Piru, CA $588,990 $2,025 2.68% 2.4%
8 93012 Camarillo, CA $919,502 $3,085 2.62% 3.2%
9 93063 Simi Valley, CA $839,920 $2,817 2.62% 2.9%
10 93035 Oxnard, CA $907,140 $2,991 2.57% 2.5%
11 91320 Thousand Oaks, CA $1,022,562 $3,302 2.52% 3.4%
12 93060 Santa Paula, CA $718,767 $2,325 2.52% 3.9%
13 93065 Simi Valley, CA $843,954 $2,713 2.51% 2.7%
14 93001 Ventura, CA $986,543 $3,168 2.50% 3.4%
15 91360 Thousand Oaks, CA $1,020,157 $3,227 2.47% 3.8%
16 93004 Ventura, CA $868,886 $2,750 2.47% 3.2%
17 93003 Ventura, CA $900,362 $2,817 2.44% 3.7%
18 93023 Ojai, CA $1,158,001 $3,583 2.41% 3.6%
19 91362 Thousand Oaks, CA $1,199,488 $3,535 2.30% 3.8%
20 93022 Oak View, CA $911,926 $2,646 2.26% 3.8%
21 93010 Camarillo, CA $924,170 $2,670 2.25% 3.6%
22 91377 Oak Park, CA $1,127,794 $3,208 2.22% 4.1%
23 91361 Westlake Village, CA $1,569,122 $3,864 1.92% 4.8%
24 93066 Somis, CA $1,561,755 $2,403 1.20% 3.0%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →