Real Estate Investing in Thousand Oaks, California (91360)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ventura County • Population: 42,315 • Data updated: September 2026

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Should you buy in 91360 (Thousand Oaks, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 26.3 — hard to cash-flow at these prices.

What’s happening in Thousand Oaks, CA (91360)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,020,157
Avg Monthly Rent $3,227
1% Rule ✗ Does Not Meet
Median Income $111,095
% Renters 32.6%

Market Analysis: 91360 Thousand Oaks

Investors eyeing 91360 need to respect the fundamentals at play. Home values of $1.0M come alongside slower price movement and elevated management overhead.

Rent of $3,227/mo on a $1.0M basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 91360 sits below the stated 0.0% once reality is priced in.

In the broader CA picture, 91360 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 91360 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 91360 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.95% as of Sep 17 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Thousand Oaks:

C Below Average
Buy Confidence Score: 56/100
Affordability
0/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.2× the median income
Value Trend
Stable (+1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,227/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Oxnard-Thousand Oaks-Ventura, CA Metro Area
More inventory, negotiating room for buyers
54 days
Average time to sell
Average
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Oxnard-Thousand Oaks-Ventura, CA metro data
🏠

Property Strategy for 91360

Which property type performs best in this market?

Best for Cash Flow
1BR
4.8% cap rate
Best for Appreciation
3BR
+6.0% 5yr CAGR
Best Overall Value
5BR
$234,377/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $370,258 $2,480 4.8% +4.3% $370,258
2BR $594,388 $2,970 3.6% +5.1% $297,194
3BR $914,333 $4,030 3.2% +6.0% $304,778
4BR $1,075,235 $4,680 3.1% +5.9% $268,809
5BR $1,171,885 +5.8% $234,377

Market Trends

Home Value History (with trend line)

$1.1M$936K$800K$664K$528K$392KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,593$3,356$3,119$2,882$2,645$2,407Dec 2020Oct 2023Jul 2026

📊 How Does 91360 Compare?

Metric 91360 Thousand Oaks Oxnard-Thousand Oaks-Ventura, CA California
Home Value $1,020,157 $1,080,736 N/A $761,003
5-Year CAGR 3.8% 3.7% N/A 5.7%
Avg Rent $3,227 $3,355 N/A -
Cap Rate 2.5% 2.4% - -
💡 Why Invest in 91360? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 91360 (Thousand Oaks, CA). Anonymous, moderated, never written by AI.

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Property managers serving Ventura County

Manage rentals here? List your business →

ABM Property Management, Inc. provides full property management services for homeowners associations in residential communities throughout Southern California. summary from their website

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California Oaks Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Home Sweet Home Property Management offers full-service property management rooted in Ventura County since 1990. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+3.8%
Moderate

📊 Market Snapshot

Home Value $1,020,157
Monthly Rent $3,227
Price-to-Rent 26.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year +1.8% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year -4.8% ▼
3-Year CAGR +1.7% ▲
5-Year CAGR +3.2% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 7.0%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (7.0%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.8%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 91360

Population: 42,315

💰 Median Household Income
$111,095
This area
$111,095
State
$94,164
USA
$74,580
🏠 Renter Occupied
32.6%
This area
32.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-16.6%
USA
3.7%
🎓 College Educated
43.0%
This area
43.0%
State
7.7%
USA
33.7%
👤 Median Age
43.1 years
This area
43.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
3.1%
This area
3.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 72.2%
Other/Mixed 18.5%
Hispanic/Latino 13.2%
Asian 6.8%
Black/African American 2.4%
👶 Under 18
18.5%
This area
18.5%
USA
22.0%
👴 65 and Over
20.9%
This area
20.9%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 91360

B Avg School Grade
12 Schools
19.5:1 Avg Class Size
$15,252 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Aspen Elementary

📚 K – 05 Elementary
👥
288 Students
👨‍🏫
18.0:1 Class Size
💰
$15,563 Per Student
B+ Above Average

Madrona Elementary

📚 K – 05 Elementary
👥
261 Students
👨‍🏫
17.4:1 Class Size
💰
$15,563 Per Student
B Good

Century Academy

📚 K – 12 K-12
👥
230 Students
👨‍🏫
12.2:1 Class Size
💰
$15,563 Per Student
B Good
👥
369 Students
👨‍🏫
19.3:1 Class Size
💰
$15,563 Per Student
B Good

Ladera STARS Academy

📚 K – 05 Elementary
👥
327 Students
👨‍🏫
19.2:1 Class Size
💰
$15,563 Per Student
B Good

Weathersfield Elementary

📚 K – 05 Elementary
👥
440 Students
👨‍🏫
22.0:1 Class Size
💰
$15,563 Per Student
B Good

Wildwood Elementary

📚 K – 05 Elementary
👥
379 Students
👨‍🏫
21.0:1 Class Size
💰
$15,563 Per Student
B Good

Glenwood Elementary

📚 K – 05 Elementary
👥
225 Students
👨‍🏫
18.7:1 Class Size
💰
$15,563 Per Student
B Good

Redwood Middle

📚 06 – 08 Middle
👥
653 Students
👨‍🏫
22.9:1 Class Size
💰
$15,563 Per Student
C+ Average

Thousand Oaks High

📚 09 – 12 High School
👥
1,728 Students
👨‍🏫
21.3:1 Class Size
💰
$15,563 Per Student
C+ Average

University Center Preschool

📚 Grade M Elementary Limited Data
💰
$15,563 Per Student
C+ Average

BRIDGES Charter

📚 K – 08 School Charter
👥
378 Students
👨‍🏫
22.8:1 Class Size
💰
$11,834 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,274 Off-Campus Students
C+
California Lutheran University
3,413 students · 0.7 mi
C
Moorpark College
14,091 students · 6.5 mi
C+
California State University-Channel Islands
5,688 students · 10.2 mi
D
Ventura County Community College System Office
0 students · 10.3 mi

Investor Insight: With 1,274 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of market is Thousand Oaks, CA for investors?

With a 3.0/5 investability score, Thousand Oaks, CA ranks as a solid market for rental property investors. Median prices of $1.0M and rents of $3,227/mo drive the underlying numbers.

What do landlords charge for rent in Thousand Oaks, CA?

Rental rates in Thousand Oaks, CA average $3,227/mo. Tenant demand and $1.0M home values make the yield look reasonable by investor standards.

What real estate strategy is ideal for Thousand Oaks, CA?

Investors usually favor careful cash-flow rentals with hands-on management in Thousand Oaks, CA. With home values at $1.0M and rents near $3,227/mo, other strategies can work but produce predictable rather than outsized returns.

Is vacancy a concern in Thousand Oaks, CA?

Vacancy in Thousand Oaks, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $3,227/mo.

How viable is house hacking in Thousand Oaks, CA?

House hacking works a tougher in Thousand Oaks, CA. Rents of $3,227/mo against $1.0M acquisition make the strategy solid for owner-occupants.

You know 91360 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 91360 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 91360 ranks in Oxnard-Thousand Oaks-Ventura, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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