Real Estate Investing in Moorpark, California (93021)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ventura County • Population: 37,702 • Data updated: September 2026

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Should you buy in 93021 (Moorpark, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Moorpark, CA (93021)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $942,744
Avg Monthly Rent $3,362
1% Rule ✗ Does Not Meet
Median Income $145,017
% Renters 20.5%

Market Analysis: 93021 Moorpark

Looking more closely, ZIP 93021 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $943K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 93021 shows the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Regionally, 93021 sits on the difficult end of the CA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 93021 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 93021 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Moorpark:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Stable (+2.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,362/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Oxnard-Thousand Oaks-Ventura, CA Metro Area
More inventory, negotiating room for buyers
54 days
Average time to sell
Average
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Oxnard-Thousand Oaks-Ventura, CA metro data
🏠

Property Strategy for 93021

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
5BR
+7.0% 5yr CAGR
Best Overall Value
4BR
$250,133/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $611,955 $3,090 3.6% +5.6% $305,978
3BR $795,425 $4,190 3.8% +5.5% $265,142
4BR $1,000,533 $4,870 3.5% +6.3% $250,133
5BR $1,327,038 +7.0% $265,408

Market Trends

Home Value History (with trend line)

$987K$866K$745K$625K$504K$383KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$4,008$3,759$3,509$3,260$3,011$2,762Jul 2024Jul 2025Jul 2026

📊 How Does 93021 Compare?

Metric 93021 Moorpark Oxnard-Thousand Oaks-Ventura, CA California
Home Value $942,744 $942,744 N/A $761,003
5-Year CAGR 3.5% 3.5% N/A 5.7%
Avg Rent $3,362 $3,362 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 93021? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 93021 (Moorpark, CA). Anonymous, moderated, never written by AI.

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Property managers serving Ventura County

Manage rentals here? List your business →

ABM Property Management, Inc. provides full property management services for homeowners associations in residential communities throughout Southern California. summary from their website

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California Oaks Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Home Sweet Home Property Management offers full-service property management rooted in Ventura County since 1990. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+3.5%
Moderate

📊 Market Snapshot

Home Value $942,744
Monthly Rent $3,362
Price-to-Rent 23.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year +2.2% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR +4.7% ▲

🏠 Rent Trends

1-Year -14.2% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.5%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 93021

Population: 37,702

💰 Median Household Income
$145,017
This area
$145,017
State
$94,164
USA
$74,580
🏠 Renter Occupied
20.5%
This area
20.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-16.6%
USA
3.7%
🎓 College Educated
43.3%
This area
43.3%
State
7.7%
USA
33.7%
👤 Median Age
39.4 years
This area
39.4 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.0%
This area
4.0%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 66.1%
Other/Mixed 24.6%
Hispanic/Latino 17.4%
Asian 6.7%
Black/African American 2.5%
👶 Under 18
23.2%
This area
23.2%
USA
22.0%
👴 65 and Over
14.8%
This area
14.8%
USA
17.3%
📊 Poverty Rate
2.8%
This area
2.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 93021

C+ Avg School Grade
11 Schools
22.3:1 Avg Class Size
$15,006 Avg Per Pupil

Schools in This ZIP Code

A Very Good

IvyTech Charter

📚 07 – 12 High School Charter
👥
60 Students
👨‍🏫
9.0:1 Class Size
💰
$26,671 Per Student
B Good

Chaparral Middle

📚 06 – 08 Middle
👥
523 Students
👨‍🏫
20.6:1 Class Size
💰
$13,840 Per Student
B Good

Mountain Meadows Elementary

📚 K – 05 Elementary
👥
437 Students
👨‍🏫
21.1:1 Class Size
💰
$13,840 Per Student
B Good

Peach Hill Academy

📚 K – 05 Elementary
👥
438 Students
👨‍🏫
20.9:1 Class Size
💰
$13,840 Per Student
C+ Average

Arroyo West Elementary

📚 K – 05 Elementary
👥
410 Students
👨‍🏫
22.2:1 Class Size
💰
$13,840 Per Student
C+ Average

Campus Canyon Elementary

📚 K – 08 School
👥
575 Students
👨‍🏫
23.4:1 Class Size
💰
$13,840 Per Student
C+ Average

Flory Academy of Sciences and Technology

📚 K – 05 Elementary
👥
404 Students
👨‍🏫
22.4:1 Class Size
💰
$13,840 Per Student
C+ Average

Mesa Verde Middle

📚 06 – 08 Middle
👥
556 Students
👨‍🏫
24.6:1 Class Size
💰
$13,840 Per Student
C+ Average

Walnut Canyon Elementary

📚 K – 05 Elementary
👥
480 Students
👨‍🏫
25.3:1 Class Size
💰
$13,840 Per Student
C Below Average

Moorpark High

📚 09 – 12 High School
👥
1,821 Students
👨‍🏫
25.2:1 Class Size
💰
$13,840 Per Student
D Needs Improvement

The High School at Moorpark College

📚 09 – 12 High School
👥
101 Students
👨‍🏫
30.4:1 Class Size
💰
$13,840 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 1,274 Off-Campus Students
C
Moorpark College
14,091 students · 2.8 mi
C+
California Lutheran University
3,413 students · 5.5 mi
D
Ventura County Community College System Office
0 students · 11.6 mi
C+
California State University-Channel Islands
5,688 students · 13.4 mi
C+
Thomas Aquinas College
539 students · 14.5 mi

Investor Insight: With 1,274 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What are home prices like in Moorpark, CA?

Expect median prices around $943K in Moorpark, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

Does Moorpark, CA favor landlords or tenants?

CA ranks as a tenant-protective state for landlord-tenant law. Moorpark generally follows the statewide framework, so landlords face reasonable operating rules.

What kind of market is Moorpark, CA for investors?

The 3.0/5 investability rating in Moorpark, CA reflects its $943K prices and $3,362/mo rents. Investors generally consider it a solid option within CA.

How do experienced investors play Moorpark, CA?

Most investors in Moorpark, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How qualified is the tenant pool in Moorpark, CA?

Tenant quality in Moorpark, CA ranks as solid. Landlords generally report even-keeled occupancy at market rents of $3,362/mo.

You know 93021 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 93021 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 93021 ranks in Oxnard-Thousand Oaks-Ventura, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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