Real Estate Investing in Fillmore, California (93015)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ventura County • Population: 18,917 • Data updated: September 2026

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Should you buy in 93015 (Fillmore, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Fillmore, CA (93015)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $702,754
Avg Monthly Rent $2,475
1% Rule ✗ Does Not Meet
Median Income $85,079
% Renters 40.2%

Market Analysis: 93015 Fillmore

ZIP 93015 in Fillmore, CA carries a healthy set of headwinds. Home values near $703K and rents of $2,475/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 93015 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 93015's metrics run below Ventura County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A sturdy renter share of 40% in 93015 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Experienced landlords with local relationships tend to find 93015 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fillmore:

C Below Average
Buy Confidence Score: 54/100
Affordability
0/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.3× the median income
Value Trend
Stable (+1.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,475/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Oxnard-Thousand Oaks-Ventura, CA Metro Area
More inventory, negotiating room for buyers
54 days
Average time to sell
Average
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Oxnard-Thousand Oaks-Ventura, CA metro data
🏠

Property Strategy for 93015

Which property type performs best in this market?

Best for Cash Flow
3BR
3.3% cap rate
Best for Appreciation
4BR
+6.3% 5yr CAGR
Best Overall Value
5BR
$171,977/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $548,018 $2,210 2.9% +5.3% $274,009
3BR $659,583 $3,000 3.3% +5.7% $219,861
4BR $771,931 $3,480 3.2% +6.3% $192,983
5BR $859,887 +6.1% $171,977

Market Trends

Home Value History (with trend line)

$741K$638K$536K$433K$331K$229KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 93015 Compare?

Metric 93015 Fillmore Oxnard-Thousand Oaks-Ventura, CA California
Home Value $702,754 $702,754 N/A $761,003
5-Year CAGR 3.2% 3.2% N/A 5.7%
Avg Rent $2,475 $2,475 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 93015? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 40% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 93015 (Fillmore, CA). Anonymous, moderated, never written by AI.

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Property managers serving Ventura County

Manage rentals here? List your business →

ABM Property Management, Inc. provides full property management services for homeowners associations in residential communities throughout Southern California. summary from their website

Unclaimed — is this your business? Claim it free

California Oaks Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

Unclaimed — is this your business? Claim it free

Home Sweet Home Property Management offers full-service property management rooted in Ventura County since 1990. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+3.2%
Moderate

📊 Market Snapshot

Home Value $702,754
Monthly Rent $2,475
Price-to-Rent 23.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.8%
5-Year IRR 5.9%

📈 Home Appreciation

1-Year +1.5% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +3.2% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.9%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.2%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 93015

Population: 18,917

💰 Median Household Income
$85,079
This area
$85,079
State
$94,164
USA
$74,580
🏠 Renter Occupied
40.2%
This area
40.2%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-16.6%
USA
3.7%
🎓 College Educated
16.7%
This area
16.7%
State
7.7%
USA
33.7%
👤 Median Age
34.8 years
This area
34.8 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.9%
This area
5.9%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 65.4%
Other/Mixed 32.7%
Hispanic/Latino 27.1%
Asian 1.5%
Black/African American 0.5%
👶 Under 18
25.0%
This area
25.0%
USA
22.0%
👴 65 and Over
12.6%
This area
12.6%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 93015

C+ Avg School Grade
5 Schools
27.5:1 Avg Class Size
$19,089 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Mountain Vista

📚 K – 05 Elementary
👥
453 Students
👨‍🏫
20.6:1 Class Size
💰
$19,089 Per Student
B+ Above Average

Fillmore Senior High

📚 09 – 12 High School
👥
992 Students
👨‍🏫
21.0:1 Class Size
💰
$19,089 Per Student
B Good

Sespe

📚 Grade M Elementary Limited Data
💰
$19,089 Per Student
C+ Average

Sierra High

📚 09 – 12 High School
👥
97 Students
👨‍🏫
19.2:1 Class Size
💰
$19,089 Per Student
D Needs Improvement
👥
31 Students
👨‍🏫
49.2:1 Class Size
💰
$19,089 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 859 Off-Campus Students
C
Moorpark College
14,091 students · 7.9 mi
C+
Thomas Aquinas College
539 students · 12.0 mi
C+
California Lutheran University
3,413 students · 12.8 mi

Investor Insight: With 859 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Should investors consider Fillmore, CA?

With a 3.0/5 investability score, Fillmore, CA ranks as a solid market for rental property investors. Median prices of $703K and rents of $2,475/mo drive the underlying numbers.

How much rent can I charge in Fillmore, CA?

Rents in Fillmore, CA run near $2,475/mo. Compared with median home prices of $703K that produces solid gross yields for typical rentals.

Are homes affordable in Fillmore, CA?

Fillmore, CA home values average about $703K. That price point suits investors targeting rentals with $2,475/mo in monthly income.

How do experienced investors play Fillmore, CA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Fillmore, CA. The numbers - $703K homes against $2,475/mo rents - support that play.

Is Fillmore, CA landlord-friendly?

CA law tenant-protective for landlords, and Fillmore inherits those rules. Investors should still review local ordinances for rental licensing.

You know 93015 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 93015 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 93015 ranks in Oxnard-Thousand Oaks-Ventura, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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