Real Estate Investing in Oxnard, California (93036)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ventura County • Population: 47,938 • Data updated: September 2026

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Should you buy in 93036 (Oxnard, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Oxnard, CA (93036)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $795,593
Avg Monthly Rent $2,985
1% Rule ✗ Does Not Meet
Median Income $93,481
% Renters 45.8%

Market Analysis: 93036 Oxnard

This part of Ventura County is not an easy win. The 93036 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 93036 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 93036 and stronger Oxnard ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

On the rental side, 47,938 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 93036 is an operator game, not a passive one. On balance, entry prices of $796K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oxnard:

C Below Average
Buy Confidence Score: 56/100
Affordability
0/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.5× the median income
Value Trend
Stable (+1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,985/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Oxnard-Thousand Oaks-Ventura, CA Metro Area
More inventory, negotiating room for buyers
54 days
Average time to sell
Average
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Oxnard-Thousand Oaks-Ventura, CA metro data
🏠

Property Strategy for 93036

Which property type performs best in this market?

Best for Cash Flow
1BR
4.0% cap rate
Best for Appreciation
5BR
+6.4% 5yr CAGR
Best Overall Value
5BR
$204,350/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $394,237 $2,180 4.0% +6.4% $394,237
2BR $579,110 $2,610 3.2% +6.0% $289,555
3BR $747,734 $3,540 3.4% +5.9% $249,245
4BR $841,680 $4,110 3.5% +5.9% $210,420
5BR $1,021,751 +6.4% $204,350

Market Trends

Home Value History (with trend line)

$835K$721K$608K$495K$382K$268KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,057$3,038$3,019$3,000$2,981$2,962Dec 2025Apr 2026Jul 2026

📊 How Does 93036 Compare?

Metric 93036 Oxnard Oxnard-Thousand Oaks-Ventura, CA California
Home Value $795,593 $801,479 N/A $761,003
5-Year CAGR 3.3% 3.4% N/A 5.7%
Avg Rent $2,985 $2,823 N/A -
Cap Rate 2.9% 2.8% - -
💡 Why Invest in 93036? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 93036 (Oxnard, CA). Anonymous, moderated, never written by AI.

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Property managers serving Ventura County

Manage rentals here? List your business →

ABM Property Management, Inc. provides full property management services for homeowners associations in residential communities throughout Southern California. summary from their website

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California Oaks Property Management's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website

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Home Sweet Home Property Management offers full-service property management rooted in Ventura County since 1990. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+3.3%
Moderate

📊 Market Snapshot

Home Value $795,593
Monthly Rent $2,985
Price-to-Rent 22.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +1.8% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +3.3% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.3%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 93036

Population: 47,938

💰 Median Household Income
$93,481
This area
$93,481
State
$94,164
USA
$74,580
🏠 Renter Occupied
45.8%
This area
45.8%
State
39.3%
USA
34.0%
💼 Unemployment Rate
5.1%
This area
5.1%
State
-16.6%
USA
3.7%
🎓 College Educated
24.0%
This area
24.0%
State
7.7%
USA
33.7%
👤 Median Age
34.6 years
This area
34.6 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.0%
This area
6.0%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 54.6%
Other/Mixed 36.7%
Hispanic/Latino 30.7%
Asian 6.1%
Black/African American 2.7%
👶 Under 18
25.0%
This area
25.0%
USA
22.0%
👴 65 and Over
10.5%
This area
10.5%
USA
17.3%
📊 Poverty Rate
9.6%
This area
9.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 93036

B+ Avg School Grade
13 Schools
21.4:1 Avg Class Size
$52,630 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Rio del Valle Middle

📚 06 – 08 Middle
👥
612 Students
👨‍🏫
18.4:1 Class Size
💰
$20,782 Per Student
A Very Good

Rio Vista Middle

📚 06 – 08 Middle
👥
671 Students
👨‍🏫
21.6:1 Class Size
💰
$20,782 Per Student
B+ Above Average

Providence

📚 K – 12 K-12
👥
52 Students
👨‍🏫
8.4:1 Class Size
💰
$429,133 Per Student
B+ Above Average

Sierra Linda Elementary

📚 K – 05 Elementary
👥
472 Students
👨‍🏫
19.7:1 Class Size
💰
$18,812 Per Student
B+ Above Average

Thurgood Marshall Elementary

📚 K – 08 School
👥
691 Students
👨‍🏫
18.6:1 Class Size
💰
$18,812 Per Student
B+ Above Average

Rio del Norte

📚 K – 05 Elementary
👥
490 Students
👨‍🏫
22.3:1 Class Size
💰
$20,782 Per Student
B+ Above Average

Rio Lindo Elementary

📚 K – 05 Elementary
👥
415 Students
👨‍🏫
23.1:1 Class Size
💰
$20,782 Per Student
B+ Above Average

Rio Plaza Elementary

📚 K – 05 Elementary
👥
455 Students
👨‍🏫
25.3:1 Class Size
💰
$20,782 Per Student
B+ Above Average

Rio Real Elementary

📚 K – 08 School
👥
753 Students
👨‍🏫
22.7:1 Class Size
💰
$20,782 Per Student
B Good

Rio del Sol

📚 K – 08 School
👥
826 Students
👨‍🏫
24.9:1 Class Size
💰
$20,782 Per Student
B Good

Rio Del Mar

📚 K – 05 Elementary
👥
450 Students
👨‍🏫
26.5:1 Class Size
💰
$20,782 Per Student
C+ Average

Oxnard High

📚 09 – 12 High School
👥
2,593 Students
👨‍🏫
22.9:1 Class Size
💰
$25,586 Per Student
C+ Average

Pacifica High

📚 09 – 12 High School
👥
2,928 Students
👨‍🏫
24.5:1 Class Size
💰
$25,586 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,362 Off-Campus Students
B
Ventura Adult and Continuing Education
52 students · 3.4 mi
C
Modern Beauty Academy
62 students · 3.9 mi
C
CET-Oxnard
82 students · 4.0 mi
D
The Colleges of Law at Ventura
276 students · 4.2 mi
C
Ventura College
11,367 students · 4.5 mi
C
Oxnard College
6,911 students · 5.7 mi
D
Ventura County Community College System Office
0 students · 6.2 mi
C
Lu Ross Academy
277 students · 7.9 mi

Investor Insight: With 1,362 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strict are landlord regulations in Oxnard, CA?

Rental owners in Oxnard, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What kind of tenants rent in Oxnard, CA?

Oxnard, CA offers a stable renter base at the $2,985/mo rent level. Tenant turnover is reasonable for well-managed properties.

What are home prices like in Oxnard, CA?

Median home price in Oxnard, CA is near $796K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

Which investment style suits Oxnard, CA?

A careful cash-flow rentals with hands-on management strategy Oxnard, CA best. The market produces predictable results for that approach at the $796K price point.

What does house hacking look like in Oxnard, CA?

The a challenging house-hack environment in Oxnard, CA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 93036 now. You don’t know where it ranks.

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How 93036 ranks in Oxnard-Thousand Oaks-Ventura, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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