Best ZIP Codes for Cash Flow in Jamestown-Dunkirk-Fredonia, NY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 14752 1% rule | Lily Dale, NY | $67,285 | $945 | 10.95% | 1.6% |
| 2 | 14720 1% rule | Celoron, NY | $96,814 | $972 | 7.83% | 9.2% |
| 3 | 14701 | Jamestown, NY | $125,555 | $929 | 5.77% | 7.0% |
| 4 | 14740 | Gerry, NY | $181,085 | $1,314 | 5.66% | 6.8% |
| 5 | 14048 | Dunkirk, NY | $136,900 | $936 | 5.33% | 7.5% |
| 6 | 14784 | Stockton, NY | $137,468 | $891 | 5.06% | 6.3% |
| 7 | 14782 | Sinclairville, NY | $164,475 | $1,044 | 4.95% | 6.8% |
| 8 | 14733 | Falconer, NY | $138,649 | $873 | 4.91% | 7.8% |
| 9 | 14138 | South Dayton, NY | $152,392 | $918 | 4.70% | 7.3% |
| 10 | 14775 | Ripley, NY | $146,894 | $873 | 4.64% | 7.0% |
| 11 | 14781 | Sherman, NY | $171,043 | $999 | 4.56% | 7.0% |
| 12 | 14716 | Brocton, NY | $151,281 | $873 | 4.50% | 5.3% |
| 13 | 14747 | Kennedy, NY | $156,901 | $873 | 4.34% | 5.3% |
| 14 | 14723 | Cherry Creek, NY | $168,843 | $909 | 4.20% | 8.0% |
| 15 | 14750 | Lakewood, NY | $239,607 | $1,233 | 4.01% | 8.5% |
| 16 | 14718 | Cassadaga, NY | $185,451 | $945 | 3.97% | 6.8% |
| 17 | 14062 | Forestville, NY | $205,322 | $1,035 | 3.93% | 7.0% |
| 18 | 14136 | Silver Creek, NY | $198,251 | $990 | 3.90% | 7.6% |
| 19 | 14769 | Portland, NY | $178,843 | $873 | 3.81% | 6.9% |
| 20 | 14787 | Westfield, NY | $188,265 | $873 | 3.62% | 7.3% |
| 21 | 14767 | Panama, NY | $190,813 | $873 | 3.57% | 7.1% |
| 22 | 14063 | Fredonia, NY | $218,893 | $954 | 3.40% | 6.9% |
| 23 | 14742 | Greenhurst, NY | $233,721 | $873 | 2.91% | 10.0% |
| 24 | 14724 | Clymer, NY | $239,178 | $873 | 2.85% | 6.8% |
| 25 | 14710 | Ashville, NY | $247,932 | $873 | 2.75% | 8.0% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Jamestown-Dunkirk-Fredonia, NY · Affordable in Jamestown-Dunkirk-Fredonia, NY
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