Real Estate Investing in Greenhurst, New York (14742)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chautauqua County • Population: 104 • Data updated: September 2026

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Should you buy in 14742 (Greenhurst, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 42.2% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Greenhurst, NY (14742)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $233,721
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $72,768
% Renters 28.8%

Market Analysis: 14742 Greenhurst

The 14742 ZIP in Greenhurst, NY is a local-operator market. Outside capital chasing a $234K entry has to pair deep knowledge with the discount.

Rent of $873/mo on a $234K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 14742 sits below the stated 0.0% once reality is priced in.

In the broader NY picture, 14742 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 14742 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 14742 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Greenhurst:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+13.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Jamestown-Dunkirk-Fredonia, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jamestown-Dunkirk-Fredonia, NY metro data

Market Trends

Home Value History (with trend line)

$247K$209K$171K$133K$95K$56KJul 2006Jul 2016Jul 2026

📊 How Does 14742 Compare?

Metric 14742 Greenhurst Jamestown-Dunkirk-Fredonia, NY New York
Home Value $233,721 $233,721 N/A $505,608
5-Year CAGR 10.0% 10.0% N/A 6.6%
Avg Rent $873 $873 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 14742? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14742 (Greenhurst, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+10.0%
Strong

📊 Market Snapshot

Home Value $233,721
Monthly Rent $873
Price-to-Rent 22.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 13.0%

📈 Home Appreciation

1-Year +13.4% ▲
3-Year CAGR +11.4% ▲
5-Year CAGR +10.0% ▲
10-Year CAGR +9.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
42.2%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+10.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14742

Population: 104

💰 Median Household Income
$72,768
This area
$72,768
State
$86,376
USA
$74,580
🏠 Renter Occupied
28.8%
This area
28.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
44.4%
This area
44.4%
State
4.2%
USA
33.7%
👤 Median Age
61.4 years
This area
61.4 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
42.2%
This area
42.2%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
0.0%
This area
0.0%
USA
22.0%
👴 65 and Over
40.0%
This area
40.0%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 657 Off-Campus Students
D
Jamestown Business College
251 students · 3.5 mi
C+
Erie 2 Chautauqua Cattaraugus BOCES-Practical Nursing Program
44 students · 4.1 mi
C+
Jamestown Community College
3,772 students · 4.6 mi

Investor Insight: With 657 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Can I house hack in Greenhurst, NY?

House hacking in Greenhurst, NY is a challenging. With home values around $234K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.

Are renters plentiful in Greenhurst, NY?

Expect a solid tenant pool in Greenhurst, NY. The rental market absorbs $873/mo rents without meaningful friction.

Are landlord laws favorable in Greenhurst, NY?

For rental operators, Greenhurst, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

How tight is the rental market in Greenhurst, NY?

Vacancy in Greenhurst, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $873/mo.

What do landlords charge for rent in Greenhurst, NY?

The typical rental in Greenhurst, NY commands about $873/mo monthly. That rent profile even-keeled cash flow against the $234K purchase basis.

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How 14742 ranks in Jamestown-Dunkirk-Fredonia, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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