Real Estate Investing in Bemus Point, New York (14712)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14712 (Bemus Point, NY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 37.3% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 33.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Bemus Point, NY (14712)?
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Market Analysis: 14712 Bemus Point
Stepping back, ZIP 14712 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $351K median. It rewards specialists, not generalists.
For an experienced owner, 14712 can be a a credible choice for hunting ground — but the discount at $351K reflects genuine risk that outside investors often underestimate.
Within NY, ZIP 14712 trails on several market indicators that neighboring Chautauqua County submarkets outperform. The gap is real and resilient enough to shape underwriting.
Stepping back, 3,079 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Bemus Point:
Property Strategy for 14712
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $226,635 | $970 | 3.1% | +9.8% | $113,317 |
| 3BR | $332,705 | $1,280 | 2.8% | +9.1% | $110,902 |
| 4BR | $429,716 | $1,290 | 2.2% | +10.2% | $107,429 |
| 5BR | $640,069 | — | — | +10.5% | $128,014 |
Market Trends
Home Value History (with trend line)
📊 How Does 14712 Compare?
| Metric | 14712 | Bemus Point | Jamestown-Dunkirk-Fredonia, NY | New York |
|---|---|---|---|---|
| Home Value | $351,014 | $351,014 | N/A | $505,608 |
| 5-Year CAGR | 7.4% | 7.4% | N/A | 6.6% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 1.9% | 1.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14712 (Bemus Point, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $351,014 |
| Monthly Rent | $873 |
| Price-to-Rent | 33.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 1.9% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +7.1% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +7.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14712
Population: 3,079
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14712
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 657 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are rents high in Bemus Point, NY?
Average rent in Bemus Point, NY is approximately $873/mo per month. Against $351K home values that yields a reasonable rent-to-price ratio.
Is the tenant base reliable in Bemus Point, NY?
Bemus Point, NY offers a consistent renter base at the $873/mo rent level. Tenant turnover is reasonable for well-managed properties.
How much should I expect to pay for a home in Bemus Point, NY?
Bemus Point, NY median home values land near $351K. That is reasonable territory for investors looking at $873/mo-per-month rentals.
Does a duplex house hack pencil in Bemus Point, NY?
House hacking in Bemus Point, NY is reasonable to execute. Prices around $351K and rents of $873/mo solid owner-occupant economics.
What is it like being a landlord in Bemus Point, NY?
Landlord-friendliness in Bemus Point, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
You know 14712 now. You don’t know where it ranks.
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How 14712 ranks in Jamestown-Dunkirk-Fredonia, NY
Every ZIP in this metro, ranked. Free.
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