Real Estate Investing in Lakewood, New York (14750)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chautauqua County • Population: 4,411 • Data updated: September 2026

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Should you buy in 14750 (Lakewood, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.4% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lakewood, NY (14750)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $239,607
Avg Monthly Rent $1,233
1% Rule ✗ Does Not Meet
Median Income $66,250
% Renters 34.7%

Market Analysis: 14750 Lakewood

The 14750 ZIP in Lakewood, NY is a local-operator market. Outside capital chasing a $240K entry has to pair deep knowledge with the discount.

Put differently, the numbers look inviting — $240K purchase price, 0.0% nominal cap — the work to hit that pro forma in 14750 is substantial and deserves full respect.

Regionally, 14750 sits on the difficult end of the NY spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Stepping back, 4,411 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 14750 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lakewood:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+11.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,233/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Jamestown-Dunkirk-Fredonia, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jamestown-Dunkirk-Fredonia, NY metro data
🏠

Property Strategy for 14750

Which property type performs best in this market?

Best for Cash Flow
2BR
6.3% cap rate
Best for Appreciation
5BR
+10.4% 5yr CAGR
Best Overall Value
3BR
$70,364/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $157,286 $1,370 6.3% +9.8% $78,643
3BR $211,092 $1,810 6.2% +9.3% $70,364
4BR $308,209 $1,810 4.2% +9.4% $77,052
5BR $458,802 +10.4% $91,760

Market Trends

Home Value History (with trend line)

$252K$217K$182K$147K$112K$77KJul 2006Jul 2016Jul 2026

📊 How Does 14750 Compare?

Metric 14750 Lakewood Jamestown-Dunkirk-Fredonia, NY New York
Home Value $239,607 $239,607 N/A $505,608
5-Year CAGR 8.5% 8.5% N/A 6.6%
Avg Rent $1,233 $1,233 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 14750? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14750 (Lakewood, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Fair
5yr Growth
+8.5%
Strong

📊 Market Snapshot

Home Value $239,607
Monthly Rent $1,233
Price-to-Rent 16.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 12.5%

📈 Home Appreciation

1-Year +11.1% ▲
3-Year CAGR +6.5% ▲
5-Year CAGR +8.5% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.4%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14750

Population: 4,411

💰 Median Household Income
$66,250
This area
$66,250
State
$86,376
USA
$74,580
🏠 Renter Occupied
34.7%
This area
34.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-24.2%
USA
3.7%
🎓 College Educated
35.1%
This area
35.1%
State
4.2%
USA
33.7%
👤 Median Age
49.0 years
This area
49.0 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
15.4%
This area
15.4%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 95.0%
Other/Mixed 4.1%
Hispanic/Latino 2.4%
Black/African American 0.7%
Asian 0.2%
👶 Under 18
19.5%
This area
19.5%
USA
22.0%
👴 65 and Over
27.7%
This area
27.7%
USA
17.3%
📊 Poverty Rate
6.0%
This area
6.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 657 Off-Campus Students
C+
Erie 2 Chautauqua Cattaraugus BOCES-Practical Nursing Program
44 students · 3.7 mi
D
Jamestown Business College
251 students · 4.1 mi
C+
Jamestown Community College
3,772 students · 6.1 mi

Investor Insight: With 657 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Should investors consider Lakewood, NY?

Yes - Lakewood, NY a 3.0/5 investability score. With $240K home prices against $1,233/mo monthly rent, the market delivers a reasonable entry point for new investors.

How much rent can I charge in Lakewood, NY?

Average rent in Lakewood, NY is approximately $1,233/mo per month. Against $240K home values that yields a reasonable rent-to-price ratio.

Do landlords face vacancy issues in Lakewood, NY?

Occupancy in Lakewood, NY runs measured with elevated vacancy. Well-priced units at $1,233/mo lease on reasonable timelines.

Can owner-occupants cash flow in Lakewood, NY?

The house hack math a challenging in Lakewood, NY. Owner-occupant buyers benefit from the $1,233/mo rents and $240K home values.

Is NY a landlord-friendly state?

NY ranks as a tenant-protective state for landlord-tenant law. Lakewood generally follows the statewide framework, so landlords face reasonable operating rules.

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How 14750 ranks in Jamestown-Dunkirk-Fredonia, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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