Real Estate Investing in Chautauqua, New York (14722)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chautauqua County • Population: 292 • Data updated: September 2026

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Should you buy in 14722 (Chautauqua, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (36/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 94.6% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 58.3 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Chautauqua, NY (14722)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $610,576
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income N/A
% Renters 0.0%

Market Analysis: 14722 Chautauqua

ZIP 14722 inside Chautauqua County looks affordable on the surface — median value of $611K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 14722 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 14722 and stronger Chautauqua ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Stepping back, 292 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 14722 is an operator game, not a passive one. On balance, entry prices of $611K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chautauqua:

Affordability
Affordable
Homes cost × the median income
Value Trend
Rising (+3.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Jamestown-Dunkirk-Fredonia, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jamestown-Dunkirk-Fredonia, NY metro data
🏠

Property Strategy for 14722

Which property type performs best in this market?

Best for Cash Flow
1BR
2.2% cap rate
Best for Appreciation
4BR
+10.4% 5yr CAGR
Best Overall Value
2BR
$203,197/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $247,454 $750 2.2% +3.3% $247,454
2BR $406,395 $970 1.7% +7.5% $203,197
3BR $668,499 $1,280 1.4% +8.5% $222,833
4BR $864,944 $1,290 1.1% +10.4% $216,236
5BR $1,041,390 +9.0% $208,278

Market Trends

Home Value History (with trend line)

$634K$567K$500K$434K$367K$301KJul 2006Jul 2016Jul 2026

📊 How Does 14722 Compare?

Metric 14722 Chautauqua Jamestown-Dunkirk-Fredonia, NY New York
Home Value $610,576 $610,576 N/A $505,608
5-Year CAGR 5.7% 5.7% N/A 6.6%
Avg Rent $873 $873 N/A -
Cap Rate 1.1% 1.1% - -
💡 Why Invest in 14722? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14722 (Chautauqua, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.1%
Low
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $610,576
Monthly Rent $873
Price-to-Rent 58.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 1.7%
Cap Rate 1.1%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +3.8% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +4.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
94.6%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.7%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14722

Population: 292

💰 Median Household Income
N/A
🏠 Renter Occupied
0.0%
This area
0.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
91.7%
This area
91.7%
State
4.2%
USA
33.7%
👤 Median Age
28.8 years
This area
28.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
94.6%
This area
94.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 88.4%
Black/African American 7.4%
Other/Mixed 4.3%
Hispanic/Latino 4.2%
👶 Under 18
7.4%
This area
7.4%
USA
22.0%
👴 65 and Over
43.9%
This area
43.9%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14722

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

CHAUTAUQUA LAKE ELEMENTARY SCHOOL

📚 Pre-K – 06 School
📍 100 N ERIE ST, MAYVILLE
👥
319 Students
👨‍🏫
8.8:1 Class Size
💰
$46,541 Per Student
A+ Excellent

CHAUTAUQUA LAKE SECONDARY SCHOOL

📚 07 – 12 High School
📍 100 N ERIE ST, MAYVILLE
👥
366 Students
👨‍🏫
8.4:1 Class Size
💰
$46,541 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 657 Off-Campus Students
C+
Erie 2 Chautauqua Cattaraugus BOCES-Practical Nursing Program
44 students · 8.0 mi
D
Jamestown Business College
251 students · 13.7 mi
C+
Jamestown Community College
3,772 students · 14.4 mi

Investor Insight: With 657 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much does a house cost in Chautauqua, NY?

The median home value in Chautauqua, NY is roughly $611K. That puts it reasonable relative to the NY statewide average.

Is Chautauqua, NY landlord-friendly?

Landlord-friendliness in Chautauqua, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Do landlords face vacancy issues in Chautauqua, NY?

Occupancy in Chautauqua, NY runs even-keeled with elevated vacancy. Well-priced units at $873/mo lease on reasonable timelines.

Is Chautauqua, NY good for house hacking?

Chautauqua, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $873/mo rent level.

How deep is the rental pool in Chautauqua, NY?

Working renters make up the core of the Chautauqua, NY tenant base. The pool is reasonable for investors targeting long-term holds.

You know 14722 now. You don’t know where it ranks.

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How 14722 ranks in Jamestown-Dunkirk-Fredonia, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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