Real Estate Investing in Dewittville, New York (14728)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chautauqua County • Population: 856 • Data updated: September 2026

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Should you buy in 14728 (Dewittville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 57.8% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 25.7 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dewittville, NY (14728)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $277,863
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $62,750
% Renters 19.3%

Market Analysis: 14728 Dewittville

The 14728 ZIP in Dewittville, NY is a local-operator market. Outside capital chasing a $278K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 14728 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 14728's metrics run below Chautauqua County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 14728 ZIP's population of 856 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Experienced landlords with local relationships tend to find 14728 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dewittville:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+7.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Jamestown-Dunkirk-Fredonia, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jamestown-Dunkirk-Fredonia, NY metro data
🏠

Property Strategy for 14728

Which property type performs best in this market?

Best for Cash Flow
3BR
3.3% cap rate
Best for Appreciation
4BR
+10.1% 5yr CAGR
Best Overall Value
3BR
$98,095/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $229,331 $1,000 3.1% +9.6% $114,666
3BR $294,284 $1,330 3.3% +9.0% $98,095
4BR $404,457 $1,330 2.4% +10.1% $101,114

Market Trends

Home Value History (with trend line)

$290K$254K$217K$181K$144K$108KJul 2006Jul 2016Jul 2026

📊 How Does 14728 Compare?

Metric 14728 Dewittville Jamestown-Dunkirk-Fredonia, NY New York
Home Value $277,863 $277,863 N/A $505,608
5-Year CAGR 6.3% 6.3% N/A 6.6%
Avg Rent $900 $900 N/A -
Cap Rate 2.5% 2.5% - -
💡 Why Invest in 14728? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14728 (Dewittville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+6.3%
Strong

📊 Market Snapshot

Home Value $277,863
Monthly Rent $900
Price-to-Rent 25.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.5%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +7.2% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
57.8%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.3%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14728

Population: 856

💰 Median Household Income
$62,750
This area
$62,750
State
$86,376
USA
$74,580
🏠 Renter Occupied
19.3%
This area
19.3%
State
26.4%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-24.2%
USA
3.7%
🎓 College Educated
34.0%
This area
34.0%
State
4.2%
USA
33.7%
👤 Median Age
44.2 years
This area
44.2 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
57.8%
This area
57.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 98.4%
Other/Mixed 1.6%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
16.1%
This area
16.1%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 760 Off-Campus Students
C+
Erie 2 Chautauqua Cattaraugus BOCES-Practical Nursing Program
44 students · 10.8 mi
C+
SUNY at Fredonia
3,220 students · 13.6 mi
D
Jamestown Business College
251 students · 14.5 mi
C+
Jamestown Community College
3,772 students · 14.5 mi

Investor Insight: With 760 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much does a house cost in Dewittville, NY?

Median home price in Dewittville, NY is near $278K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

What is the smart move for investors in Dewittville, NY?

A careful cash-flow rentals with hands-on management strategy Dewittville, NY best. The market produces steady results for that approach at the $278K price point.

What is the renter demographic in Dewittville, NY?

Tenant demand in Dewittville, NY is solid. The local workforce $900/mo rents across most rental classes.

Does Dewittville, NY make sense for an investment property?

Dewittville, NY reports an investability rating of 3.0/5, with median home values near $278K and average rents around $900/mo. That combination puts it in the substantial tier for investor interest.

How strict are landlord regulations in Dewittville, NY?

For rental operators, Dewittville, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

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How 14728 ranks in Jamestown-Dunkirk-Fredonia, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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