Real Estate Investing in Portland, New York (14769)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chautauqua County • Population: 849 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 14769 (Portland, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 29.9% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Higher unemployment: 14.6% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Portland, NY (14769)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $178,843
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $61,667
% Renters 17.7%

Market Analysis: 14769 Portland

The 14769 ZIP in Portland, NY is a local-operator market. Outside capital chasing a $179K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $179K asset, 14769 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Portland have seen price recovery that 14769 has not matched. Chautauqua County data supports the view that the spread is structural rather than temporary.

Employment concentration in 14769 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 14769 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Portland:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+6.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Jamestown-Dunkirk-Fredonia, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jamestown-Dunkirk-Fredonia, NY metro data

Market Trends

Home Value History (with trend line)

$188K$162K$135K$109K$82K$56KJul 2006Jul 2016Jul 2026

📊 How Does 14769 Compare?

Metric 14769 Portland Jamestown-Dunkirk-Fredonia, NY New York
Home Value $178,843 $178,843 N/A $505,608
5-Year CAGR 6.9% 6.9% N/A 6.6%
Avg Rent $873 $873 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 14769? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14769 (Portland, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 14769 (Portland, NY)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+6.9%
Strong

📊 Market Snapshot

Home Value $178,843
Monthly Rent $873
Price-to-Rent 17.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 10.7%

📈 Home Appreciation

1-Year +6.9% ▲
3-Year CAGR +6.1% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +8.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
29.9%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14769

Population: 849

💰 Median Household Income
$61,667
This area
$61,667
State
$86,376
USA
$74,580
🏠 Renter Occupied
17.7%
This area
17.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
14.6%
This area
14.6%
State
-24.2%
USA
3.7%
🎓 College Educated
21.4%
This area
21.4%
State
4.2%
USA
33.7%
👤 Median Age
56.7 years
This area
56.7 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
29.9%
This area
29.9%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 97.2%
Other/Mixed 2.8%
Hispanic/Latino 0.6%
👶 Under 18
5.5%
This area
5.5%
USA
22.0%
👴 65 and Over
22.9%
This area
22.9%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14769

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

BROCTON ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
📍 138 W MAIN ST, BROCTON
👥
225 Students
👨‍🏫
8.2:1 Class Size
💰
$31,580 Per Student
A+ Excellent

BROCTON MIDDLE HIGH SCHOOL

📚 06 – 12 High School
📍 138 W MAIN ST, BROCTON
👥
282 Students
👨‍🏫
9.0:1 Class Size
💰
$31,580 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 103 Off-Campus Students
C+
SUNY at Fredonia
3,220 students · 9.0 mi

Frequently Asked Questions

Is real estate in Portland, NY a good investment right now?

Investors tracking Portland, NY will find a 3.0/5 rating supported by $179K median home values and $873/mo rents. That profile suits long-term holders targeting even-keeled returns.

How much rent can I charge in Portland, NY?

Average rent in Portland, NY is approximately $873/mo per month. Against $179K home values that yields a reasonable rent-to-price ratio.

What are vacancy rates like in Portland, NY?

Vacancy risk in Portland, NY is elevated. That supports stable cash flow for typical rental holds.

How much does a house cost in Portland, NY?

Median home price in Portland, NY is near $179K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

What does house hacking look like in Portland, NY?

House hacking in Portland, NY is reasonable to execute. Prices around $179K and rents of $873/mo solid owner-occupant economics.

You know 14769 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14769 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 14769 ranks in Jamestown-Dunkirk-Fredonia, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 14769 (Portland)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 14769 (Portland, NY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.