Best ZIP Codes for Cash Flow in Austin-Round Rock-Georgetown, TX (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 78661 Luling, TX $201,423 $1,584 6.13% —
2 76574 Taylor, TX $283,531 $2,218 6.10% 0.5%
3 78725 Austin, TX $270,219 $2,040 5.89% -3.0%
4 78656 Maxwell, TX $258,060 $1,904 5.75% -1.1%
5 76537 Jarrell, TX $257,388 $1,791 5.43% -0.4%
6 78622 Luling, TX $232,165 $1,584 5.32% —
7 78644 Lockhart, TX $282,667 $1,729 4.77% 1.3%
8 78617 Del Valle, TX $285,917 $1,699 4.64% -1.9%
9 78705 Austin, TX $330,339 $1,778 4.20% -3.4%
10 78634 Hutto, TX $334,628 $1,764 4.11% -1.1%
11 78640 Kyle, TX $298,356 $1,570 4.11% -1.4%
12 78602 Bastrop, TX $352,939 $1,837 4.06% 1.6%
13 78724 Austin, TX $316,113 $1,643 4.05% -2.2%
14 78653 Manor, TX $319,080 $1,647 4.03% -1.7%
15 78645 Lago Vista, TX $424,108 $2,153 3.96% -0.2%
16 76530 Granger, TX $315,687 $1,584 3.91% -1.2%
17 78957 Smithville, TX $345,213 $1,717 3.88% 1.8%
18 78652 Austin, TX $470,387 $2,329 3.86% -0.6%
19 78664 Round Rock, TX $337,587 $1,637 3.78% -1.7%
20 78747 Austin, TX $355,777 $1,688 3.70% -2.8%
21 78610 Buda, TX $363,383 $1,709 3.67% -1.3%
22 78626 Georgetown, TX $350,867 $1,633 3.63% -0.6%
23 78642 Liberty Hill, TX $495,393 $2,257 3.55% 0.5%
24 78669 Spicewood, TX $702,702 $3,192 3.54% -0.1%
25 78721 Austin, TX $418,488 $1,870 3.49% -2.5%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

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