Real Estate Investing in Buda, Texas (78610)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hays County • Population: 46,685 • Data updated: September 2026

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Should you buy in 78610 (Buda, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (55/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Declining values: -1.3% 5-year CAGR — values have moved lower.

What’s happening in Buda, TX (78610)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $363,383
Avg Monthly Rent $1,709
1% Rule ✗ Does Not Meet
Median Income $103,562
% Renters 21.3%

Market Analysis: 78610 Buda

The 78610 ZIP covers a section of Buda that demands careful diligence. Prices near $363K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 78610 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within TX, ZIP 78610 trails on several market indicators that neighboring Hays County submarkets outperform. The gap is real and sturdy enough to shape underwriting.

From an investor standpoint, 46,685 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Distressed ZIPs reward experience. healthy returns are possible in 78610, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Buda:

C+ Average
Buy Confidence Score: 63/100
Affordability
20/25
Appreciation
5/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Declining (-2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,709/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Austin-Round Rock-Georgetown, TX Metro Area
More inventory, negotiating room for buyers
89 days
Average time to sell
Slow
9.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Austin-Round Rock-Georgetown, TX metro data
🏠

Property Strategy for 78610

Which property type performs best in this market?

Best for Cash Flow
3BR
5.2% cap rate
Best for Appreciation
4BR
+5.7% 5yr CAGR
Best Overall Value
4BR
$98,724/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $331,314 $2,380 5.2% +4.5% $110,438
4BR $394,897 $2,800 5.1% +5.7% $98,724
5BR $508,460 +5.4% $101,692

Market Trends

Home Value History (with trend line)

$507K$437K$367K$297K$227K$157KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,833$1,706$1,580$1,453$1,326$1,199Mar 2018May 2022Jul 2026

📊 How Does 78610 Compare?

Metric 78610 Buda Austin-Round Rock-Georgetown, TX Texas
Home Value $363,383 $363,383 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $1,709 $1,709 N/A -
Cap Rate 3.7% 3.7% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78610 (Buda, TX). Anonymous, moderated, never written by AI.

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Property managers serving Hays County

Manage rentals here? List your business →
Jenkins Property Management
Dripping Springs, TX

Jenkins Property Management provides property management services. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.7%
Low
5yr Growth
-1.3%
Declining

📊 Market Snapshot

Home Value $363,383
Monthly Rent $1,709
Price-to-Rent 17.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.7%
5-Year IRR 2.4%

📈 Home Appreciation

1-Year -2.6% ▼
3-Year CAGR -5.0% ▼
5-Year CAGR -1.3% ▼
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year +4.3% ▲
3-Year CAGR -0.8% ▼
5-Year CAGR +0.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-1.3%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78610

Population: 46,685

💰 Median Household Income
$103,562
This area
$103,562
State
$70,593
USA
$74,580
🏠 Renter Occupied
21.3%
This area
21.3%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-25.4%
USA
3.7%
🎓 College Educated
39.8%
This area
39.8%
State
-5.8%
USA
33.7%
👤 Median Age
35.8 years
This area
35.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
3.0%
This area
3.0%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 72.7%
Other/Mixed 22.3%
Hispanic/Latino 19.0%
Black/African American 3.4%
Asian 1.7%
👶 Under 18
25.9%
This area
25.9%
USA
22.0%
👴 65 and Over
10.2%
This area
10.2%
USA
17.3%
📊 Poverty Rate
5.7%
This area
5.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78610

B+ Avg School Grade
16 Schools
14.3:1 Avg Class Size
$17,032 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CREEDMOOR EL

📚 Pre-K – 05 Elementary
👥
476 Students
👨‍🏫
12.8:1 Class Size
💰
$24,162 Per Student
A Very Good

BUDA EL

📚 Pre-K – 05 Elementary
👥
589 Students
👨‍🏫
13.3:1 Class Size
💰
$15,976 Per Student
A Very Good

CARPENTER HILL EL

📚 Pre-K – 05 Elementary
👥
597 Students
👨‍🏫
14.9:1 Class Size
💰
$15,976 Per Student
A Very Good

ELM GROVE EL

📚 Pre-K – 05 Elementary
👥
703 Students
👨‍🏫
14.7:1 Class Size
💰
$15,976 Per Student
A Very Good

TOM GREEN EL

📚 Pre-K – 05 Elementary
👥
594 Students
👨‍🏫
12.5:1 Class Size
💰
$15,976 Per Student
A Very Good

OLYMPIA HILLS

📚 03 – 08 School Charter
👥
22 Students
👨‍🏫
10.7:1 Class Size
💰
$23,635 Per Student
B+ Above Average

R C BARTON MIDDLE

📚 06 – 08 Middle
👥
841 Students
👨‍🏫
14.8:1 Class Size
💰
$15,976 Per Student
B+ Above Average

RALPH PFLUGER EL

📚 Pre-K – 05 Elementary
👥
751 Students
👨‍🏫
15.8:1 Class Size
💰
$15,976 Per Student
B+ Above Average

SUNFIELD EL

📚 Pre-K – 05 Elementary
👥
793 Students
👨‍🏫
16.1:1 Class Size
💰
$15,976 Per Student
B+ Above Average

ERIC DAHLSTROM MIDDLE

📚 06 – 08 Middle
👥
873 Students
👨‍🏫
17.0:1 Class Size
💰
$15,976 Per Student
B Good

DR T C MCCORMICK JR MIDDLE

📚 06 – 08 Middle
👥
1,116 Students
👨‍🏫
16.7:1 Class Size
💰
$15,976 Per Student
B Good

ALTER IMPACT CTR

📚 04 – 12 High School
👥
79 Students
👨‍🏫
5.2:1 Class Size
💰
$15,976 Per Student
B Good

LIVE OAK ACADEMY

📚 09 – 12 High School
👥
194 Students
👨‍🏫
14.1:1 Class Size
💰
$15,976 Per Student
B Good

DORAL ACADEMY OF TEXAS

📚 Pre-K – 07 School Charter
👥
346 Students
👨‍🏫
15.1:1 Class Size
B Good

JACK C HAYS H S

📚 09 – 12 High School
👥
2,191 Students
👨‍🏫
16.4:1 Class Size
💰
$15,976 Per Student
C+ Average

MOE AND GENE JOHNSON H S

📚 09 – 12 High School
👥
2,802 Students
👨‍🏫
18.3:1 Class Size
💰
$15,976 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
AOMA Graduate School of Integrative Medicine
35 students · 10.6 mi
D
Southern Careers Institute-Austin
1,079 students · 10.7 mi
C
Avenue Five Institute-South Austin Campus
131 students · 11.0 mi
D
Texas Health and Science University
65 students · 11.1 mi
C+
Saint Edward's University
3,309 students · 11.6 mi
D
Baldwin Beauty School-South Austin
46 students · 11.7 mi
D
The University of Texas System Office
0 students · 14.3 mi
C
Total Transformation Institute of Cosmetology
94 students · 14.4 mi

Frequently Asked Questions

Are homes affordable in Buda, TX?

Buda, TX median home values land near $363K. That is reasonable territory for investors looking at $1,709/mo-per-month rentals.

How deep is the rental pool in Buda, TX?

Expect a solid tenant pool in Buda, TX. The rental market absorbs $1,709/mo rents without meaningful friction.

Which real estate strategy fits Buda, TX?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Buda, TX. The numbers - $363K homes against $1,709/mo rents - support that play.

Is Buda, TX good for house hacking?

The house hack math a challenging in Buda, TX. Owner-occupant buyers benefit from the $1,709/mo rents and $363K home values.

Are eviction rules reasonable in Buda, TX?

For rental operators, Buda, TX rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

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How 78610 ranks in Austin-Round Rock-Georgetown, TX

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Cash Flow → Appreciation → Affordable →
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