Real Estate Investing in Georgetown, Texas (78626)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78626 (Georgetown, TX)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Declining values: -0.6% 5-year CAGR — values have moved lower.
What’s happening in Georgetown, TX (78626)?
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Market Analysis: 78626 Georgetown
ZIP 78626 in Georgetown, TX carries a healthy set of headwinds. Home values near $351K and rents of $1,633/mo sit inside a market where underwriting has to be tight.
For an experienced owner, 78626 can be a a strong candidate for hunting ground — but the discount at $351K reflects genuine risk that outside investors often underestimate.
Regionally, 78626 sits on the difficult end of the TX spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.
Who lives in 78626 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 78626 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Georgetown:
Property Strategy for 78626
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $318,062 | $1,970 | 4.5% | +5.8% | $159,031 |
| 3BR | $326,926 | $2,500 | 5.5% | +5.3% | $108,975 |
| 4BR | $379,827 | $2,940 | 5.6% | +5.6% | $94,957 |
| 5BR | $467,253 | — | — | +5.9% | $93,451 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 78626 Compare?
| Metric | 78626 | Georgetown | Austin-Round Rock-Georgetown, TX | Texas |
|---|---|---|---|---|
| Home Value | $350,867 | $423,121 | N/A | $297,000 |
| 5-Year CAGR | N/A | N/A | N/A | 5.4% |
| Avg Rent | $1,633 | $1,718 | N/A | - |
| Cap Rate | 3.6% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78626 (Georgetown, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $350,867 |
| Monthly Rent | $1,633 |
| Price-to-Rent | 17.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 3.0% |
📈 Home Appreciation
| 1-Year | -2.4% ▼ |
| 3-Year CAGR | -3.5% ▼ |
| 5-Year CAGR | -0.6% ▼ |
| 10-Year CAGR | +4.4% ▲ |
🏠 Rent Trends
| 1-Year | +2.7% ▲ |
| 3-Year CAGR | -1.1% ▼ |
| 5-Year CAGR | +0.4% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78626
Population: 45,020
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78626
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What kind of market is Georgetown, TX for investors?
Investors tracking Georgetown, TX will find a 2.0/5 rating supported by $351K median home values and $1,633/mo rents. That profile suits long-term holders targeting reliable returns.
How much is rent in Georgetown, TX?
Rents in Georgetown, TX run near $1,633/mo. Compared with median home prices of $351K that produces solid gross yields for typical rentals.
What approach is best for Georgetown, TX real estate?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Georgetown, TX. The numbers - $351K homes against $1,633/mo rents - support that play.
How qualified is the tenant pool in Georgetown, TX?
Expect a solid tenant pool in Georgetown, TX. The rental market absorbs $1,633/mo rents without meaningful friction.
How expensive is real estate in Georgetown, TX?
The median home value in Georgetown, TX is roughly $351K. That puts it reasonable relative to the TX statewide average.
You know 78626 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 78626 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 78626 ranks in Austin-Round Rock-Georgetown, TX
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