Real Estate Investing in Georgetown, Texas (78626)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Williamson County • Population: 45,020 • Data updated: September 2026

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Should you buy in 78626 (Georgetown, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Declining values: -0.6% 5-year CAGR — values have moved lower.

What’s happening in Georgetown, TX (78626)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $350,867
Avg Monthly Rent $1,633
1% Rule ✗ Does Not Meet
Median Income $94,927
% Renters 34.9%

Market Analysis: 78626 Georgetown

ZIP 78626 in Georgetown, TX carries a healthy set of headwinds. Home values near $351K and rents of $1,633/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 78626 can be a a strong candidate for hunting ground — but the discount at $351K reflects genuine risk that outside investors often underestimate.

Regionally, 78626 sits on the difficult end of the TX spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 78626 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 78626 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Georgetown:

C Below Average
Buy Confidence Score: 58/100
Affordability
15/25
Appreciation
5/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Declining (-2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,633/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Austin-Round Rock-Georgetown, TX Metro Area
More inventory, negotiating room for buyers
89 days
Average time to sell
Slow
9.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Austin-Round Rock-Georgetown, TX metro data
🏠

Property Strategy for 78626

Which property type performs best in this market?

Best for Cash Flow
4BR
5.6% cap rate
Best for Appreciation
5BR
+5.9% 5yr CAGR
Best Overall Value
5BR
$93,451/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $318,062 $1,970 4.5% +5.8% $159,031
3BR $326,926 $2,500 5.5% +5.3% $108,975
4BR $379,827 $2,940 5.6% +5.6% $94,957
5BR $467,253 +5.9% $93,451

Market Trends

Home Value History (with trend line)

$476K$409K$341K$274K$207K$139KAug 2007Feb 2017Jul 2026

Rent History (with trend line)

$1,828$1,689$1,550$1,411$1,272$1,133Jul 2016Jul 2021Jul 2026

📊 How Does 78626 Compare?

Metric 78626 Georgetown Austin-Round Rock-Georgetown, TX Texas
Home Value $350,867 $423,121 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $1,633 $1,718 N/A -
Cap Rate 3.6% 3.2% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78626 (Georgetown, TX). Anonymous, moderated, never written by AI.

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Property managers serving Williamson County

Manage rentals here? List your business →

PS Property Management is an Austin HOA Management Company. summary from their website

HOA
Unclaimed — is this your business? Claim it free

PURE Property Management of Texas aims to provide simple and satisfying rental experiences for all. summary from their website

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MBM Property Management offers property management services for rentals in various Central Texas communities, including Austin, Cedar Park, Georgetown, and Round Rock. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
3.6%
Low
5yr Growth
-0.6%
Declining

📊 Market Snapshot

Home Value $350,867
Monthly Rent $1,633
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 3.0%

📈 Home Appreciation

1-Year -2.4% ▼
3-Year CAGR -3.5% ▼
5-Year CAGR -0.6% ▼
10-Year CAGR +4.4% ▲

🏠 Rent Trends

1-Year +2.7% ▲
3-Year CAGR -1.1% ▼
5-Year CAGR +0.4% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.6%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78626

Population: 45,020

💰 Median Household Income
$94,927
This area
$94,927
State
$70,593
USA
$74,580
🏠 Renter Occupied
34.9%
This area
34.9%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-25.4%
USA
3.7%
🎓 College Educated
36.3%
This area
36.3%
State
-5.8%
USA
33.7%
👤 Median Age
33.9 years
This area
33.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
5.9%
This area
5.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 67.1%
Other/Mixed 23.1%
Hispanic/Latino 18.8%
Black/African American 7.1%
Asian 2.7%
👶 Under 18
23.8%
This area
23.8%
USA
22.0%
👴 65 and Over
10.0%
This area
10.0%
USA
17.3%
📊 Poverty Rate
7.6%
This area
7.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78626

C+ Avg School Grade
31 Schools
11.0:1 Avg Class Size
$16,069 Avg Per Pupil

Schools in This ZIP Code

A Very Good

ANNIE PURL EL

📚 Pre-K – 05 Elementary
👥
600 Students
👨‍🏫
13.9:1 Class Size
💰
$15,513 Per Student
A Very Good

CARVER EL

📚 Pre-K – 05 Elementary
👥
675 Students
👨‍🏫
15.0:1 Class Size
💰
$15,513 Per Student
A Very Good

CHARLES A FORBES MIDDLE

📚 06 – 08 Middle
👥
654 Students
👨‍🏫
12.1:1 Class Size
💰
$15,513 Per Student
A Very Good

JAMES E MITCHELL EL

📚 Pre-K – 05 Elementary
👥
719 Students
👨‍🏫
14.7:1 Class Size
💰
$15,513 Per Student
B+ Above Average

GEORGE WAGNER MIDDLE

📚 06 – 08 Middle
👥
969 Students
👨‍🏫
13.6:1 Class Size
💰
$15,513 Per Student
B+ Above Average

PAT COOPER EL

📚 Pre-K – 05 Elementary
👥
666 Students
👨‍🏫
15.3:1 Class Size
💰
$15,513 Per Student
B+ Above Average

GEORGETOWN BEHAVIORAL HEALTH INSTITUTE

📚 04 – 12 High School Charter
👥
12 Students
👨‍🏫
6.0:1 Class Size
💰
$23,635 Per Student
B Good

CHIP RICHARTE H S

📚 10 – 12 High School
👥
77 Students
👨‍🏫
7.5:1 Class Size
💰
$15,513 Per Student
B Good

GEORGETOWN H S

📚 09 – 12 High School
👥
2,024 Students
👨‍🏫
14.9:1 Class Size
💰
$15,513 Per Student
B Good

GEORGETOWN ALTER PROG

📚 06 – 12 High School
👥
43 Students
👨‍🏫
5.4:1 Class Size
💰
$15,513 Per Student
B Good

S T E P - C O R E

📚 10 – 11 High School
👥
3 Students
👨‍🏫
0.8:1 Class Size
💰
$15,513 Per Student
B Good

S T E P - DETENTION

📚 09 – 11 High School
👥
7 Students
👨‍🏫
0.8:1 Class Size
💰
$15,513 Per Student
B Good

S T E P - J J A E P

📚 10 – 12 High School
👥
6 Students
👨‍🏫
2.4:1 Class Size
💰
$15,513 Per Student
B Good

EAST VIEW H S

📚 09 – 12 High School
👥
2,152 Students
👨‍🏫
15.4:1 Class Size
💰
$15,513 Per Student
C+ Average

S T E P - C O R E

📚 08 – 09 High School Limited Data
👥
2 Students
💰
$20,833 Per Student
C+ Average

S T E P - J J A E P

📚 07 – 12 High School Limited Data
👥
2 Students
💰
$20,833 Per Student
C+ Average

STEP - CORE

📚 08 – 09 High School Limited Data
👥
2 Students
💰
$22,980 Per Student
C+ Average

STEP - JJAEP

📚 11 – 12 High School Limited Data
👥
2 Students
💰
$22,980 Per Student
C+ Average

GOODWATER MONTESSORI SCHOOL

📚 Pre-K – 08 School Charter
👥
396 Students
👨‍🏫
18.8:1 Class Size
💰
$10,491 Per Student
C Below Average

STEP - JJAEP

📚 07 – 11 High School Limited Data
👥
2 Students
💰
$17,992 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby
B
Southwestern University
1,457 students · 4.6 mi
C
The Salon Professional Academy-Georgetown
72 students · 5.7 mi
C
Central Texas Beauty College-Round Rock
93 students · 11.3 mi
D
South University-Austin
290 students · 14.0 mi
D
Galen Health Institutes-Austin Campus
917 students · 14.2 mi

Frequently Asked Questions

What kind of market is Georgetown, TX for investors?

Investors tracking Georgetown, TX will find a 2.0/5 rating supported by $351K median home values and $1,633/mo rents. That profile suits long-term holders targeting reliable returns.

How much is rent in Georgetown, TX?

Rents in Georgetown, TX run near $1,633/mo. Compared with median home prices of $351K that produces solid gross yields for typical rentals.

What approach is best for Georgetown, TX real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Georgetown, TX. The numbers - $351K homes against $1,633/mo rents - support that play.

How qualified is the tenant pool in Georgetown, TX?

Expect a solid tenant pool in Georgetown, TX. The rental market absorbs $1,633/mo rents without meaningful friction.

How expensive is real estate in Georgetown, TX?

The median home value in Georgetown, TX is roughly $351K. That puts it reasonable relative to the TX statewide average.

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How 78626 ranks in Austin-Round Rock-Georgetown, TX

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Cash Flow → Appreciation → Affordable →
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