Real Estate Investing in Santa Fe, Texas (77510)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Galveston County • Population: 13,938 • Data updated: September 2026

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Should you buy in 77510 (Santa Fe, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.9% of homes vacant — above national norms.

What’s happening in Santa Fe, TX (77510)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $332,992
Avg Monthly Rent $1,850
1% Rule ✗ Does Not Meet
Median Income $92,344
% Renters 14.6%

Market Analysis: 77510 Santa Fe

ZIP 77510 inside Galveston County looks affordable on the surface — median value of $333K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $333K asset, 77510 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 77510 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 77510 includes headwinds that any investor should price in. Income distribution skews lower than Santa Fe averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 77510 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Santa Fe:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,850/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Houston-The Woodlands-Sugar Land, TX Metro Area
More inventory, negotiating room for buyers
79 days
Average time to sell
Slow
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Houston-The Woodlands-Sugar Land, TX metro data
🏠

Property Strategy for 77510

Which property type performs best in this market?

Best for Cash Flow
2BR
3.9% cap rate
Best for Appreciation
2BR
+5.8% 5yr CAGR
Best Overall Value
4BR
$93,870/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $224,083 $1,200 3.9% +5.8% $112,041
3BR $309,356 $1,610 3.7% +5.4% $103,119
4BR $375,482 $2,010 3.9% +5.3% $93,870

Market Trends

Home Value History (with trend line)

$349K$303K$257K$212K$166K$120KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,866$1,819$1,772$1,724$1,677$1,629Aug 2025Jan 2026Jun 2026

📊 How Does 77510 Compare?

Metric 77510 Santa Fe Houston-The Woodlands-Sugar Land, TX Texas
Home Value $332,992 $363,415 N/A $297,000
5-Year CAGR 3.3% 3.5% N/A 5.4%
Avg Rent $1,850 $1,443 N/A -
Cap Rate 4.3% 3.2% - -
💡 Why Invest in 77510? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77510 (Santa Fe, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+3.3%
Moderate

📊 Market Snapshot

Home Value $332,992
Monthly Rent $1,850
Price-to-Rent 15.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.3%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +3.2% ▲
3-Year CAGR +1.8% ▲
5-Year CAGR +3.3% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 77510

Population: 13,938

💰 Median Household Income
$92,344
This area
$92,344
State
$70,593
USA
$74,580
🏠 Renter Occupied
14.6%
This area
14.6%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-25.4%
USA
3.7%
🎓 College Educated
20.2%
This area
20.2%
State
-5.8%
USA
33.7%
👤 Median Age
43.4 years
This area
43.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.9%
This area
12.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 79.1%
Other/Mixed 19.1%
Hispanic/Latino 17.0%
Asian 1.1%
Black/African American 0.7%
👶 Under 18
18.4%
This area
18.4%
USA
22.0%
👴 65 and Over
17.9%
This area
17.9%
USA
17.3%
📊 Poverty Rate
5.4%
This area
5.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77510

C+ Avg School Grade
8 Schools
13.2:1 Avg Class Size
$14,941 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

ROY J WOLLAM EL

📚 Pre-K – 05 Elementary
👥
614 Students
👨‍🏫
14.7:1 Class Size
💰
$13,770 Per Student
B Good

DAN J KUBACAK EL

📚 Pre-K – 05 Elementary
👥
710 Students
👨‍🏫
16.8:1 Class Size
💰
$13,770 Per Student
B Good

WILLIAM F BARNETT EL

📚 Pre-K – 05 Elementary
👥
675 Students
👨‍🏫
18.0:1 Class Size
💰
$13,770 Per Student
B Good

COASTAL ALTERNATIVE PROGRAM (CAP)

📚 09 – 10 High School
👥
5 Students
👨‍🏫
1.3:1 Class Size
💰
$16,045 Per Student
B Good

SANTA FE J H

📚 06 – 08 Middle
👥
1,012 Students
👨‍🏫
15.5:1 Class Size
💰
$13,770 Per Student
C+ Average

COASTAL ALTERNATIVE PROGRAM (CAP)

📚 08 – 10 High School
👥
14 Students
💰
$20,864 Per Student
D Needs Improvement

COASTAL ALTERNATIVE PROGRAM

📚 07 – 12 High School
👥
11 Students
💰
$13,770 Per Student
D Needs Improvement

GALVESTON CO J J A E P

📚 Grade 10 High School Limited Data
👥
1 Students
💰
$13,770 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

B Good

SANTA FE H S

📚 09 – 12 High School
📍 16000 HWY 6, SANTA FE
👥
1,374 Students
👨‍🏫
16.4:1 Class Size
💰
$13,770 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 3,262 Off-Campus Students
C+
College of the Mainland
4,961 students · 6.4 mi
C+
Alvin Community College
5,830 students · 9.6 mi
D
Remington College-Houston Southeast Campus
65 students · 10.7 mi
C
Paul Mitchell the School-Clear Lake
129 students · 12.6 mi

Investor Insight: With 3,262 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of market is Santa Fe, TX for investors?

Our data puts Santa Fe, TX at 3.0/5 for investability. Home prices of $333K and rents around $1,850/mo create a solid backdrop for investor activity.

How do experienced investors play Santa Fe, TX?

The best-fit strategy in Santa Fe, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

What is the median home value in Santa Fe, TX?

Typical homes in Santa Fe, TX go for around $333K. The 5-year CAGR of 0.0% even-keeled price movement.

What kind of vacancy should I budget for in Santa Fe, TX?

Santa Fe, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Is Santa Fe, TX a good market for FHA house hackers?

Santa Fe, TX offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,850/mo rent level.

You know 77510 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 77510 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 77510 ranks in Houston-The Woodlands-Sugar Land, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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