Real Estate Investing in Texas City, Texas (77590)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Galveston County • Population: 33,145 • Data updated: September 2026

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Should you buy in 77590 (Texas City, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (63/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.3% vacancy may signal weakening demand.

What’s happening in Texas City, TX (77590)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $187,506
Avg Monthly Rent $1,228
1% Rule ✗ Does Not Meet
Median Income $57,293
% Renters 47.0%

Market Analysis: 77590 Texas City

The 77590 ZIP covers a section of Texas City that demands careful diligence. Prices near $188K look accessible, but the work to make a deal cash flow is real.

The 77590 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within TX, ZIP 77590 trails on several market indicators that neighboring Galveston County submarkets outperform. The gap is real and healthy enough to shape underwriting.

A sturdy renter share of 47% in 77590 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. substantial returns are possible in 77590, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Texas City:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Stable (+1.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,228/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Houston-The Woodlands-Sugar Land, TX Metro Area
More inventory, negotiating room for buyers
79 days
Average time to sell
Slow
9.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Houston-The Woodlands-Sugar Land, TX metro data
🏠

Property Strategy for 77590

Which property type performs best in this market?

Best for Cash Flow
2BR
7.8% cap rate
Best for Appreciation
2BR
+5.4% 5yr CAGR
Best Overall Value
2BR
$62,957/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $125,914 $1,370 7.8% +5.4% $62,957
3BR $189,657 $1,840 7.0% +4.5% $63,219
4BR $253,321 $2,300 6.5% +4.5% $63,330

Market Trends

Home Value History (with trend line)

$207K$180K$153K$126K$100K$73KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,586$1,509$1,431$1,353$1,276$1,198Nov 2022Sep 2024Jul 2026

📊 How Does 77590 Compare?

Metric 77590 Texas City Houston-The Woodlands-Sugar Land, TX Texas
Home Value $187,506 $215,021 N/A $297,000
5-Year CAGR 1.8% 2.5% N/A 5.4%
Avg Rent $1,228 $1,453 N/A -
Cap Rate 5.1% 5.3% - -
💡 Why Invest in 77590? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 47% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 77590 (Texas City, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
+1.8%
Slow

📊 Market Snapshot

Home Value $187,506
Monthly Rent $1,228
Price-to-Rent 12.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.9%
Cap Rate 5.1%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +1.8% ▲
3-Year CAGR -0.3% ▼
5-Year CAGR +1.8% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year -13.3% ▼
3-Year CAGR -1.9% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.8%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 77590

Population: 33,145

💰 Median Household Income
$57,293
This area
$57,293
State
$70,593
USA
$74,580
🏠 Renter Occupied
47.0%
This area
47.0%
State
29.5%
USA
34.0%
💼 Unemployment Rate
5.2%
This area
5.2%
State
-25.4%
USA
3.7%
🎓 College Educated
17.0%
This area
17.0%
State
-5.8%
USA
33.7%
👤 Median Age
36.4 years
This area
36.4 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
8.3%
This area
8.3%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 55.6%
Other/Mixed 24.5%
Hispanic/Latino 19.8%
Black/African American 18.5%
Asian 1.5%
👶 Under 18
25.1%
This area
25.1%
USA
22.0%
👴 65 and Over
16.8%
This area
16.8%
USA
17.3%
📊 Poverty Rate
15.6%
This area
15.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 77590

A+ Avg School Grade
3 Schools
12.7:1 Avg Class Size
$20,864 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CALVIN VINCENT PRE-K HEAD START

📚 Grade PK Elementary
👥
334 Students
👨‍🏫
14.5:1 Class Size
💰
$20,864 Per Student
A+ Excellent

FRY INT

📚 05 – 06 School
👥
770 Students
👨‍🏫
13.9:1 Class Size
💰
$20,864 Per Student
A Very Good

WOODROW WILSON DAEP

📚 05 – 12 High School
👥
117 Students
👨‍🏫
9.8:1 Class Size
💰
$20,864 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 1,749 Off-Campus Students
C+
College of the Mainland
4,961 students · 5.1 mi
C+
Galveston College
2,119 students · 9.4 mi
C
The University of Texas Medical Branch at Galveston
3,315 students · 9.8 mi
D
Remington College-Houston Southeast Campus
65 students · 14.7 mi

Investor Insight: With 1,749 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What type of investing works in Texas City, TX?

In Texas City, TX the robust play is typically careful cash-flow rentals with hands-on management. The combination of $188K prices and $1,228/mo rents suits that approach.

Is vacancy a concern in Texas City, TX?

Texas City, TX vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What is the median home value in Texas City, TX?

Texas City, TX median home values land near $188K. That is reasonable territory for investors looking at $1,228/mo-per-month rentals.

What does house hacking look like in Texas City, TX?

House hacking in Texas City, TX is reasonable to execute. Prices around $188K and rents of $1,228/mo solid owner-occupant economics.

What are rental rates like in Texas City, TX?

Rents in Texas City, TX run near $1,228/mo. Compared with median home prices of $188K that produces solid gross yields for typical rentals.

You know 77590 now. You don’t know where it ranks.

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How 77590 ranks in Houston-The Woodlands-Sugar Land, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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