ZIP Codes That Pass the 1% Rule in Houston-The Woodlands-Sugar Land, TX (2026)

Where monthly rent is at least 1% of the purchase price — the quick screen investors use before running full numbers.

# ZIP City Home value Rent Cap rate 5-yr growth
1 77033 1% rule Houston, TX $143,985 $1,757 9.52% 0.9%
2 77012 1% rule Houston, TX $155,013 $1,875 9.43% -0.6%
3 77020 1% rule Houston, TX $161,655 $1,824 8.80% -0.4%
4 77016 1% rule Houston, TX $157,488 $1,709 8.46% 0.7%
5 77028 1% rule Houston, TX $159,371 $1,611 7.89% 1.0%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →