Best ZIP Codes for Cash Flow in Houston-The Woodlands-Sugar Land, TX (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 77033 1% rule Houston, TX $143,985 $1,757 9.52% 0.9%
2 77012 1% rule Houston, TX $155,013 $1,875 9.43% -0.6%
3 77020 1% rule Houston, TX $161,655 $1,824 8.80% -0.4%
4 77016 1% rule Houston, TX $157,488 $1,709 8.46% 0.7%
5 77028 1% rule Houston, TX $159,371 $1,611 7.89% 1.0%
6 77054 Houston, TX $132,359 $1,318 7.77% -0.1%
7 77029 Jacinto City, TX $154,730 $1,516 7.64% 1.7%
8 77026 Houston, TX $144,633 $1,405 7.58% -0.5%
9 77021 Houston, TX $194,174 $1,853 7.45% 0.8%
10 77078 Houston, TX $164,178 $1,545 7.34% 2.2%
11 77076 Houston, TX $189,523 $1,681 6.92% 2.9%
12 77045 Houston, TX $198,702 $1,741 6.83% 2.9%
13 77051 Houston, TX $193,544 $1,684 6.79% 1.6%
14 77053 Houston, TX $199,290 $1,733 6.78% 3.4%
15 77048 Houston, TX $220,343 $1,874 6.63% 3.2%
16 77067 Houston, TX $212,376 $1,791 6.58% 2.8%
17 77506 Pasadena, TX $164,051 $1,384 6.58% 1.6%
18 77502 Pasadena, TX $208,225 $1,749 6.55% 2.5%
19 77489 Missouri City, TX $233,195 $1,953 6.53% 3.3%
20 77530 Channelview, TX $210,667 $1,732 6.41% 3.0%
21 77073 Houston, TX $231,421 $1,884 6.35% 2.5%
22 77087 Houston, TX $182,570 $1,472 6.29% 1.4%
23 77568 La Marque, TX $256,247 $2,059 6.27% 1.9%
24 77518 Bacliff, TX $216,645 $1,738 6.26% 2.9%
25 77088 Houston, TX $213,483 $1,708 6.24% 3.9%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →