Real Estate Investing in Garfield, Arkansas (72732)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 72732 (Garfield, AR)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 26.9% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 33.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Garfield, AR (72732)?
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Market Analysis: 72732 Garfield
ZIP 72732 inside Benton County looks affordable on the surface — median value of $432K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $1,080/mo on a $432K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 72732 sits below the stated 0.0% once reality is priced in.
ZIP 72732's metrics run below Benton County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 72732 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 72732 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Garfield:
Property Strategy for 72732
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $329,474 | $1,200 | 2.6% | +11.1% | $164,737 |
| 3BR | $417,917 | $1,670 | 2.9% | +11.6% | $139,306 |
| 4BR | $679,599 | $1,970 | 2.1% | +13.3% | $169,900 |
Market Trends
Home Value History (with trend line)
📊 How Does 72732 Compare?
| Metric | 72732 | Garfield | Fayetteville-Springdale-Rogers, AR | Arkansas |
|---|---|---|---|---|
| Home Value | $432,281 | $432,281 | N/A | $216,341 |
| 5-Year CAGR | 7.2% | 7.2% | N/A | 5.7% |
| Avg Rent | $1,080 | $1,080 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 72732 (Garfield, AR). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $432,281 |
| Monthly Rent | $1,080 |
| Price-to-Rent | 33.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 2.0% |
| 5-Year IRR | 9.1% |
📈 Home Appreciation
| 1-Year | +4.0% ▲ |
| 3-Year CAGR | +4.3% ▲ |
| 5-Year CAGR | +7.2% ▲ |
| 10-Year CAGR | +8.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 72732
Population: 5,493
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 72732
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,038 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is real estate in Garfield, AR a good investment right now?
Investors tracking Garfield, AR will find a 3.0/5 rating supported by $432K median home values and $1,080/mo rents. That profile suits long-term holders targeting even-keeled returns.
What is the median home value in Garfield, AR?
Garfield, AR median home values land near $432K. That is reasonable territory for investors looking at $1,080/mo-per-month rentals.
Do rentals sit vacant long in Garfield, AR?
Garfield, AR vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Which real estate strategy fits Garfield, AR?
Garfield, AR investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($432K prices, $1,080/mo rents) make it a reasonable choice.
What is the typical rental rate in Garfield, AR?
Rent in Garfield, AR is around $1,080/mo. The resulting rent-to-value relationship with $432K pricing is reasonable for most investor models.
You know 72732 now. You don’t know where it ranks.
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How 72732 ranks in Fayetteville-Springdale-Rogers, AR
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