Real Estate Investing in Eagle Rock, Missouri (65641)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65641 (Eagle Rock, MO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 44.2% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 29.0 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Eagle Rock, MO (65641)?
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Market Analysis: 65641 Eagle Rock
Not every below-median market is a bargain. Eagle Rock's 65641 ZIP clocks in at signals that favor experienced operators who can absorb the risk $288K pricing implies.
The investment case in 65641 is notable only for operators who understand what they are buying. A $288K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
From a cash-flow lens, 65641 offers a low basis, the region around Eagle Rock has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 65641 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 65641 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Eagle Rock:
Property Strategy for 65641
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $238,435 | $920 | 2.8% | +10.1% | $119,218 |
| 3BR | $292,118 | $1,220 | 3.0% | +11.2% | $97,373 |
Market Trends
Home Value History (with trend line)
📊 How Does 65641 Compare?
| Metric | 65641 | Eagle Rock | Missouri |
|---|---|---|---|
| Home Value | $288,143 | $288,143 | $254,657 |
| 5-Year CAGR | 7.3% | 7.3% | 7.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 2.2% | 2.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65641 (Eagle Rock, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $288,143 |
| Monthly Rent | $828 |
| Price-to-Rent | 29.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.2% |
| 5-Year IRR | 9.5% |
📈 Home Appreciation
| 1-Year | +6.5% ▲ |
| 3-Year CAGR | +6.0% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65641
Population: 814
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is the renter demographic in Eagle Rock, MO?
Eagle Rock, MO offers a consistent renter base at the $828/mo rent level. Tenant turnover is reasonable for well-managed properties.
What are vacancy rates like in Eagle Rock, MO?
Eagle Rock, MO sees elevated vacancy, which is reasonable relative to the broader MO rental market.
How much does a house cost in Eagle Rock, MO?
In Eagle Rock, MO the median home value sits at $288K. Against the broader MO market, that reads as reasonable for most investors.
Is rental property easy to operate in Eagle Rock, MO?
Landlord-friendliness in Eagle Rock, MO is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Is real estate in Eagle Rock, MO a good investment right now?
Eagle Rock, MO scores 3.0/5 for investability. Home values sit at $288K and rents near $828/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 65641 now. You don’t know where it ranks.
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